2861 E Carmine Dr, Saint George, UT 84790 Property Records

Washington County property record for 2861 E Carmine Dr, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,904 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,574 (2023)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Oct 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SILK-6-74`

Property Details

APN / Parcel Number

Primary APN	`SG-SILK-6-74`
Alternative APN	`0908327`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,904 sqft Living Area
Gross Area	3,739 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Area	835 sqft
Porch	Porch
Porch Area	350 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0908327
Street Address	2861 E CARMINE DR
City	SAINT GEORGE
State	UT
Zip	84790-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SILKWOOD 6 (SG) LOT: 74
Legal Subdivision	SILKWOOD PH 6
Legal Lot Number	74
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1107
Census Tract	271702

Owner

2861 E Carmine Dr is owned and occupied by two individuals who acquired it in April 2013.

Source: Washington County records, as of November 6, 2023

Owner of Record	2 Individual Names on File
Mailing Address	2861 E CARMINE DR, SAINT GEORGE, UT 84790-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 18, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2013
Deed Sale	Apr 17, 2013
Deed Document Number	20130014539
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2861 E CARMINE DR, SAINT GEORGE, UT 84790-5008
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	MOUNTAIN VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052038
Date	Sep 23, 2020
Instrument	20200052038

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	DENVER, CO 80235

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	911 Months
Due	Jul 31, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2861 E CARMINE DR, SAINT GEORGE, UT 84790-5008
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	RAMPART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 E CARMINE DR, SAINT GEORGE, UT 84790-5008

Mortgage

Document Number	0000067543
Date	Oct 18, 2021
Instrument	20210067543

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	898 Months
Due	Jul 31, 2096

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2861 E CARMINE DR, SAINT GEORGE, UT 84790-5008
Document Number	0000052039
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE-ST GEORGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2861 E CARMINE DR ST GEORGE UT 847905008, ST GEORGE, UT 84790-5008

Mortgage

Document Number	0000052039
Date	Sep 23, 2020
Instrument	52039

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Sep 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.81%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,574.00	$384,615	$699,300 Land $275,000 Building $424,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2861 E Carmine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2861 E Carmine Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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