Mobile County property record for 2861 Charmingdale Ct, Mobile, AL 36618
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,507 sqft · built 1981 |
| Lot Size | 0.626 acres (27,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Jul 2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022309293000092 |
| Primary APN | R022309293000092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,507 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,301 sqft (0.626 acres) |
| Lot Dimensions | 70.5 ft deep x 10.3 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Utility Building | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 338502 |
|---|---|
| Street Address | 2861 CHARMINGDALE CT |
| City | MOBILE |
| State | AL |
| Zip | 36618-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 CHARMINGDALE WEST 1ST ADD MBK 25 P 82 #SEC 29 T3S R2W #MP23 09 29 3 000 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | CHARMINGDALE WEST 1ST ADD |
| Legal Lot Number | 8 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3410 |
2861 Charmingdale Ct is owned and occupied by an individual who bought it in July 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 18, 2025 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Prior Sale | Dec 18, 2006 |
| Deed Document Number | 202543377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Document Number | 0000006389 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022006389 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Document Number | 0000059627 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022059627 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 18, 2025 |
| Property Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Document Number | 0000043377 |
| Map Reference | MB 25 PG 82 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025043377 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30195 PERSIMMON DR, SPANISH FORT, AL 36527-8661 |
| Name | Verified Name |
|---|---|
| Address | 2861 CHARMINGDALE CT, MOBILE, AL 36618-4500 |
| Document Number | 0000043378 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 2025043378 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $11,730 Land $2,500 Building $9,230 | $117,300 Land $25,000 Building $92,300 |
| 2023 | Additional exemption filed | $9,740 Land $2,000 Building $7,740 | $97,400 Land $20,000 Building $77,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2861 Charmingdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2861 Charmingdale Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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