2861 Carroll Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 2861 Carroll Ave, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1978
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$157,000 (Jan 2020)
Tax Bill$3,072 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
May 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN550-0133-0062-00

Property Details

APN / Parcel Number

Primary APN550-0133-0062-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area450 sqft
2nd Floor Area990 sqft

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2861 CARROLL AVE
CityCINCINNATI
StateOH
Zip45248-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARROLL AVE 50 X 150 LOT 18 CARROLL SUB
Legal SubdivisionCARROLL SUB
Legal Lot Number18
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1008
Census Tract21202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 29, 2025Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Jan 16, 2020Warranty Deed, Transfer · Conventional with PMI
UNION SVGS
Dec 12, 2019Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Prior SaleJan 6, 2010 · Amount on Record
Deed Document Number2020-0005091
Deed Book / Page14085 / 00148
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206

Mortgage

Document Number0000089553
DateDec 21, 2023
Book Page15067/1100
Instrument2023-0089553
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2044

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206

Mortgage

Document Number0000039687
DateMay 29, 2025
Book Page15426/1725
Instrument2025-0039687
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 16, 2020
Property Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206
Document Number0000005091
Book / Page014085 / 000148
Instrument DateDec 31, 2019
Instrument5091
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Mortgage

Document Number5092
DateJan 16, 2020
Book Page014085/000150
Instrument5092
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateDec 12, 2019
Property Address2861 CARROLL AVE, CINCINNATI, OH 45248-6206
Book / Page014062 / 000879
Instrument DateNov 29, 2019
Instrument109992
Transaction TypeConstruction Loan
Record UpdatedJan 24, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2861 CARROLL AVE CINCINNATI OH 452486206, CINCINNATI, OH 45248-6206

Mortgage

Document Number0000109992
DateDec 12, 2019
Book Page014062/000879
Instrument109992
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueDec 11, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,072.00 (+2.57%)$58,898 (+%) Land $11,637 Building $47,261
2024$2,995.00 (-0.1%)$58,897 (-) Land $11,637 Building $47,260
2023$2,998.00 (-9.07%)$58,897 (+7.18%) Land $11,637 Building $47,260$168,280 (+7.18%) Land $33,250 Building $135,030
2022$3,297.00 Homeowner's exemption$54,950 Land $10,388 Building $44,562
2020$157,000 Land $29,680 Building $127,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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