28605 Jones Loop Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28605 Jones Loop Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 924 sqft · built 1988
Lot Size	14.4 acres (630,008 sqft)
Owner	Company Name on File
Tax Bill	$5,736 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`41-23-26-200-004`

Property Details

APN / Parcel Number

Primary APN	`41-23-26-200-004`
Alternative APNs	`0072448-000000-9` `10004709331`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	10,674 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1988
Architectural Style	Other
Lot Area	630,008 sqft (14.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	232 sqft
Patio Area	928 sqft
Pole Barn	600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004709331
Old Parcel Number	00724480000009
Street Address	28605 JONES LOOP RD
City	PUNTA GORDA
State	FL
Zip	33982-2351
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	ZZZ 264123 P1-1 26 41 23 P-1-1 11.72A M/L COMM AT NE COR OF SEC26 TH W820.67FT FOR POB CONT W425.27FT S1188.53F
Legal Range	23E
Legal Township	41S
Legal Section	26
Legal Subdivision	ACREAGE & UNREC
Legal Block	P1-1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2088
Census Tract	10503

Owner

Source: Charlotte County assessment roll, APN 41-23-26-200-004, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10175 TAMIAMI TRL, PUNTA GORDA, FL 33950-4368
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 1998
Deed Sale	May 01, 1998
Deed Document Number	562095
Deed Book / Page	01524 / 00396
Prior Transfer Date	Apr 07, 1997
Prior Transfer Doc	0152400396
Record Updated	Jun 08, 2026

January 2020: Loan Modification, Transfer

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 10, 2020
Property Address	28605 JONES LOOP RD, PUNTA GORDA, FL 33982-2351
Document Number	0045260572
Book / Page	004526 / 000572
Instrument Date	Sep 13, 2019
Instrument	2776505
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8051 CONGRESS AVE BOCA RATON FL 334871310, BOCA RATON, FL 33487-1310

Mortgage

Document Number	45260572
Date	Jan 10, 2020
Book Page	004526/000572
Instrument	2776505

Lender

Name	DEUTSCHE BK TR CO AMERICAS
Type	Bank
Address	60 WALL ST, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,736.00 (-24.44%)	$329,145 (+21.02%)	$380,040 (-5.15%) Land $216,945 Building $163,095
2023	$7,591.00 (+6.02%)	$271,971 (-41.68%)	$400,663 (-14.08%) Land $216,945 Building $183,718
2022	$7,160.00	$466,304 Land $184,403 Building $281,901	$466,304 Land $184,403 Building $281,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150105032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 4 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Lumen Technologies DSL	10 / 1

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5084100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.