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28604 Co Rd 2, Bingham Lake, MN 56118 Property Records

Cottonwood County property record for 28604 Co Rd 2, Bingham Lake, MN 56118

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 1,696 sqft · built 1950
Lot Size45.1 acres (1,965,427 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jun 2023)
Tax Bill$3,850 (2026)
Flood ZoneZone X (minimal risk)
APN06-016-0300

Property Details

APN / Parcel Number

Primary APN06-016-0300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
1st Floor Area1,596 sqft
Basement Area360 sqft
Finished Basement360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area1,965,427 sqft (45.1 acres)
Garage TypeAttached
Garage Area728 sqft
Deck AreaDeck Area
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address28604 COUNTY ROAD 2
CityBINGHAM LAKE
StateMN
Zip56118-2006
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT N1/2 SW1/4 45.12A W1/4 CORNER S240' TO POB E1080' S180' E1557.59' S906.81' W1283.05' N470.00' W836.88' SW121.84' W420'
Legal Range35
Legal Township107
Legal Section16
Legal TractB
JurisdictionCOTTONWOOD MN
Township / Civil DivisionDELTON
Census Block Group1
Census Block1032
Census Tract270100

Owner

Source: Cottonwood County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28604 COUNTY ROAD 2, BINGHAM LAKE, MN 56118-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Deed Document Number20231547249
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cottonwood County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCottonwood County
County SubdivisionDelton Township
Unified School DistrictRed Rock Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,850.00 Homeowner's exemption$343,600 (-76.4%) Land $168,200 Building $175,400$343,600 (-76.4%) Land $168,200 Building $175,400
2025$3,850.00 (+56.76%)
2023$2,456.00$1,455,800 Land $1,288,200 Building $167,600$1,455,800 Land $1,288,200 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRed Rock Rural Water System
serves 5,840 people · EPA ID MN1170009
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20
MVTV Wireless
Fixed Wireless		50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 2

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