28601 Gilchrist Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 28601 Gilchrist Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,304 sqft · built 1952
Lot Size0.16 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$217,500 (Feb 2023)
Tax Bill$5,072 (2023)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN28-A-042-E-00-025-0

Property Details

APN / Parcel Number

Primary APN28-A-042-E-00-025-0
Alternative APN
  • B 23

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,304 sqft Living Area
1st Floor Area806 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area20 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 23
Street Address28601 GILCHRIST DR
CityWILLOWICK
StateOH
Zip44095-4569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 5 & 8 TRACT 15 & LOT 1 TRACT 16
Legal SubdivisionGILCHRISTS BROOKWOOD BEACH ESTATES
Legal Tract15
Legal Lot Number198
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group1
Census Block1007
Census Tract200100

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7472 PRESLEY AVE, MENTOR, OH 44060-5765
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
FLIPPINGLAKECOUNTY LTD LLC
Feb 9, 2023Warranty Deed, Transfer
Dec 22, 2022Deed of Trust, Mortgage
PAJ FUND I LLC
Dec 28, 2022Sheriff's Deed, Foreclosure
Mar 14, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Mar 14, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2023 · Amount on Record
Deed SaleFeb 9, 2023 · Amount on Record
Prior SaleDec 28, 2022 · Amount on Record
Deed Document Number479250
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001882
DateFeb 2, 2023
Instrument2023R001882
Lender
NameFLIPPINGLAKECOUNTY LTD LLC
TypeNon-Lending Institution
AddressMENTOR, OH 44060
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateFeb 9, 2023
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Document Number0000002317
Map ReferenceVOL D PG 73
Instrument DateFeb 1, 2023
Instrument2023R002317
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28500 GILCHRIST DR, WILLOWICK, OH 44095-4566

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Transaction TypeMortgage
Record UpdatedJan 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033371
DateDec 22, 2022
Instrument2022R033371
Lender
NamePAJ FUND I LLC
TypeLending Institution
Agreement
AmountAmount Recorded

December 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLAKE OH
Recording DateDec 28, 2022
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Document Number0000033625
Map ReferenceVOL D PG 73
Instrument DateSep 23, 2022
Instrument2022R033625
Transaction TypeForeclosure
Record UpdatedJan 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7472 PRESLEY AVE, MENTOR, OH 44060-5765
InvestorPossibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Document Number0000005721
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address28601 GILCHRIST DR WILLOWICK OH 440954569, WILLOWICK, OH 44095-4569

Mortgage

Document Number0000005721
DateMar 20, 2019
Instrument5721
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term696 Months
DueMar 19, 2077
Interest
Rate TypeAdjustable Rate
Rate5.71%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address28601 GILCHRIST DR, WILLOWICK, OH 44095-4569
Document Number0000005722
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address28601 GILCHRIST DR WILLOWICK OH 440954569, WILLOWICK, OH 44095-4569

Mortgage

Document Number0000005722
DateMar 20, 2019
Instrument5722
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term696 Months
DueMar 19, 2077
Interest
Rate TypeAdjustable Rate
Rate5.71%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,072.00 (+42.07%) Homeowner's exemption$48,970 (-) Land $10,580 Building $38,390
2022$3,570.00 Homeowner's exemption$48,970 Land $10,580 Building $38,390
2021$139,930 Land $30,240 Building $109,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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