Clay County property record for 2860 Whin Ct, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,266 sqft · built 2003 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $60,000 (Mar 2010) |
| Tax Bill | $538 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006698-379-00 |
| Primary APN | 32-05-24-006698-379-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,266 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 238 ft deep x 208 ft wide |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 2860 WHIN CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5941 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 5 BLK 145 BLACK CREEK PARKUNIT 1 AS REC O R 3193 PG 1432 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 145 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 30106 |
The current owner of 2860 Whin Ct bought it in March 2010.
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2860 WHIN CT, MIDDLEBURG, FL 32068-5941 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2010 · Amount on File |
| Deed Sale | Mar 29, 2010 · Amount on File |
| Prior Sale | Oct 20, 2003 · Amount on File |
| Deed Document Number | 2010015155 |
| Deed Book / Page | 3193 / 1432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2860 WHIN CT, MIDDLEBURG, FL 32068-5941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043120209 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 4312/209 |
| Instrument | 2020026177 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2030 |
The 2025 property tax bill for 2860 Whin Ct was $538 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $538.00 Homeowner's exemption | $75,132 | $244,293 Land $28,000 Building $216,293 |
| 2023 | $837.00 (+17.72%) Homeowner's exemption | $70,889 (+3%) | $208,495 (+33.17%) Land $21,500 Building $186,995 |
| 2022 | $711.00 Homeowner's exemption | $68,825 | $156,558 Land $16,000 Building $140,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2860 Whin Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2860 Whin Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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