Gwinnett County property record for 2860 Summit Valley Dr, Dacula, GA 30019
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,956 sqft · built 2017 |
| Lot Size | 0.261 acres (11,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $376,000 (Oct 2017) |
| Tax Bill | $7,161 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-311-362 |
| Primary APN | 5-311-362 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,956 sqft Living Area |
| Gross Area | 6,273 sqft |
| Basement Area | 1,855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,358 sqft (0.261 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2860 SUMMIT VALLEY DR |
|---|---|
| City | DACULA |
| State | GA |
| Zip | 30019-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1400 |
| Legal Description | L191 BA HARBINS LANDING ESTATES PH 2 |
| Legal Subdivision | HARBINS LANDING ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 191 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | DACULA-ROCKY CREEK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50623 |
2860 Summit Valley Dr is owned and occupied by an individual who bought it in October 2017.
Source: Gwinnett County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2860 SUMMIT VALLEY DR, DACULA, GA 30019-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Nov 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 25, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on File |
| Deed Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 201728908 |
| Deed Book / Page | 55483 / 625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 13, 2026 |
| Property Address | 2860 SUMMIT VALLEY DR, DACULA, GA 30019-4008 |
| Document Number | 6263000340 |
| Book / Page | 62639 / 340 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2860 SUMMIT VALLEY DR, DACULA, GA 30019-4008 |
| Document Number | 6263000340, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 62639/340 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2860 SUMMIT VALLEY DR, DACULA, GA 30019-4008 |
| Document Number | 0580620182 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2860 SUMMIT VALLEY DR DACULA GA 300194008, DACULA, GA 30019-4008 |
| Document Number | 0580620182 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 058062/000182 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Oct 25, 2017 |
| Property Address | 2860 SUMMIT VALLEY DR, DACULA, GA 30019-4008 |
| Document Number | 0554830625 |
| Book / Page | 055483 / 000625 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2860 SUMMIT VALLEY DR DACULA GA 300194008, DACULA, GA 30019-4008 |
| Document Number | 554830627 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 055483/000627 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2047 |
The 2025 property tax bill for 2860 Summit Valley Dr was $7,161.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Dacula City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,161.00 | $266,760 Land $30,000 Building $236,760 | $666,900 Land $75,000 Building $591,900 |
| 2023 | $6,397.00 | $243,440 Land $36,000 Building $207,440 | |
| 2022 | $608,600 Land $90,000 Building $518,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2860 Summit Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2860 Summit Valley Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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