Osceola County property record for 2860 Sonata Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,092 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $293,700 (2017) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 272630540800010880 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,092 sqft Heated Area |
| Gross Area | 4,017 sqft Gross Area |
| 1st Floor | 1,328 sqft 1st Floor |
| Upper Floors | 1,764 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 484 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2860 SONATA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6702 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGIO REPLAT 1 PB 24 PG 31 LOT 88 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGIO |
| Legal Tract | 5408 |
| Legal Lot Number | 88 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 272630540800010880
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 27, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Prior Sale | Dec 06, 2016 · Amount on Record |
| Deed Doc Number | 2017046476 |
| Deed Book / Page | 5122 / 1111 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Document Number | 0060300469 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 6030/469 |
| Instrument | 2021132427 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058172064 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 5817/2064 |
| Instrument | 2020143029 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | May 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Document Number | 0051221111 |
| Book / Page | 5122 / 1111 |
| Map Reference | MB24 PG31 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017046476 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,055.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2860 SONATA CT, SAINT CLOUD, FL 34772-6702 |
| Document Number | 0051221113 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 5122/1113 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $292,106 (+5.99%) | $450,400 (+3%) Land $65,000 Building $385,400 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $275,606 (+3%) | $437,300 (+17.02%) Land $60,000 Building $377,300 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $267,579 | $373,700 Land $60,000 Building $313,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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