2860 Roundabout Rd, Louisa, VA 23093 Property Records

Louisa County property record for 2860 Roundabout Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2008
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2020)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69 14 4A`

Property Details

APN / Parcel Number

Primary APN	`69 14 4A`
Alternative APNs	`24797` `23388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	152,024 sqft (3.49 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	174 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23388
Street Address	2860 ROUNDABOUT RD
City	LOUISA
State	VA
Zip	23093-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MT RD & EDWARDS PLAT 1089/306 LOT 4A DB 1677/941 3.487 AC
Legal Lot Number	4A
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2010
Census Tract	950400

Owner

2860 Roundabout Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2860 ROUNDABOUT RD, LOUISA, VA 23093-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 10, 2020	Grant Deed, Transfer · Conventional with PMI MEMBER OPTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Apr 13, 2009 · Amount on File
Deed Document Number	20205141
Deed Book / Page	1677 / 941
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2860 ROUNDABOUT RD, LOUISA, VA 23093-6105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008455
Date	Oct 3, 2017
Book Page	1530/0428
Instrument	170008455

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 10, 2020
Property Address	2860 ROUNDABOUT RD, LOUISA, VA 23093-6105
Document Number	0000005141
Book / Page	001677 / 000941
Instrument Date	Jun 2, 2020
Instrument	5141
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2860 ROUNDABOUT RD LOUISA VA 230936105, LOUISA, VA 23093-6105

Mortgage

Document Number	5142
Date	Jun 10, 2020
Book Page	001677/000945
Instrument	5142

Lender

Name	MEMBER OPTIONS
Address	1936 ARLINGTON BLVD, CHARLOTTESVILLE, VA 22903-1559

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2860 Roundabout Rd was $2,332, up 3.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,128 (+4.67%) Land $63,200 Building $275,928	$339,128 (+4.67%) Land $63,200 Building $275,928
2025	$2,332.00 (+3.19%)	$324,000 Land $52,700 Building $271,300	$324,000 Land $52,700 Building $271,300
2024	$2,260.00
2023		$299,400 Land $43,600 Building $255,800
2022	$1,247.00		$299,400 Land $43,600 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2860 Roundabout Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2860 Roundabout Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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