Cook County property record for 2860 Ridge Rd, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1924 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Aug 2022) |
| Tax Bill | $6,241 (2023) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-31-221-049 |
| Primary APN | 30-31-221-049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,700 sqft (0.246 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2860 182ND ST |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SUBDIVISION) OF SW OF NE EX E 14 ACS THEREOF SW NE SEC 31-36-15 |
| Legal Range | 15E |
| Legal Township | 36N |
| Legal Section | 31 |
| Legal Subdivision | SUBDIVISION OF SW OF NE EX E 14 ACS TH |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 828000 |
2860 Ridge Rd is owned by two individuals who bought it in August 2022.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15912 UNION AVE, HARVEY, IL 60426-5246 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Sep 10, 2018 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Sep 10, 2018 · Amount on File |
| Deed Document Number | 202233108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 15, 2022 |
| Property Address | 2860 RIDGE RD, LANSING, IL 60438-2936 |
| Document Number | 0022733108 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2222733108 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2860 RIDGE RD, LANSING, IL 60438-2936 |
| Document Number | 0022733109 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2222733109 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2860 RIDGE RD, LANSING, IL 60438-2936 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005455177 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2105455177 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 10, 2018 |
| Property Address | 2860 RIDGE RD, LANSING, IL 60438-2936 |
| Document Number | 1825346015 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 25346015 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2860 RIDGE RD LANSING IL 604382936, LANSING, IL 60438-2936 |
| Document Number | 1825346016 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 25346016 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Lansing Village |
| Elementary School District | Lansing School District 158 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,901 Land $4,548 Building $8,353 | $129,010 Land $45,480 Building $83,530 | |
| 2023 | $6,241.00 (+62.06%) | ||
| 2022 | $3,851.00 Homeowner's exemption | $9,346 Land $4,012 Building $5,334 | $93,460 Land $40,120 Building $53,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2860 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2860 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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