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2860 Richard Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 2860 Richard Ave, Concord, CA 94520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,020 sqft · built 1952
Lot Size0.145 acres (6,300 sqft)
Owner2 Company Names on File
Last Sale$625,000 (Jun 2024)
Tax Bill$7,992 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN112-032-017-9

Property Details

APN / Parcel Number

Primary APN112-032-017-9
Alternative APN
  • 112-032-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1980
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions90 ft deep x 85 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address2860 RICHARD AVE
CityCONCORD
StateCA
Zip94520-5532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionCONCORD ESTATES #8 LOT 198
Legal SubdivisionCONCORD ESTATES #8
Legal Lot Number198
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1008
Census Tract327001

Owner

2860 Richard Ave is owned by a company that acquired it in October 2024 and is owner-occupied.

Source: Contra Costa County records, as of August 11, 2026

Owner of Record2 Company Names on File
Mailing Address2860 RICHARD AVE, CONCORD, CA 94520-5532
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
LEAD BANK
Dec 6, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Prior SaleJun 10, 2024 · Amount on File
Deed Document Number202458118
Last Transfer DateOct 31, 2024
Transfer Doc0000120095
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateAug 4, 2026
Property Address2860 RICHARD AVE, CONCORD, CA 94520-5532
Document Number0000081401
Instrument DateJul 27, 2026
Instrument202681401
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address2860 RICHARD AVE, CONCORD, CA 94520-5532

Mortgage

Document Number0000081401,
DateAug 4, 2026
Instrument202681401
Lender
NameLEAD BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 27, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateDec 6, 2019
Property Address2860 RICHARD AVE, CONCORD, CA 94520-5532
Document Number0000218819
Instrument DateNov 26, 2019
Instrument218819
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2860 RICHARD AVE CONCORD CA 945205532, CONCORD, CA 94520-5532

Tax Assessment & Valuation

The 2025 property tax bill for 2860 Richard Ave was $7,992 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$645,048 (+2%) Land $488,988 Building $156,060
2025$7,992.00$632,400 Land $479,400 Building $153,000
2023$3,498.00 (+1.95%) Homeowner's exemption$246,277 Land $169,015 Building $77,262
2022$3,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2860 Richard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2860 Richard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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