2860 Omo Ranch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 2860 Omo Ranch Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,400 sqft · built 1976
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2021)
Tax Bill	$6,913 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094-210-019-000`

Property Details

APN / Parcel Number

Primary APN	`094-210-019-000`
Alternative APNs	`09421019100` `0942101910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	439,956 sqft (10.1 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space
Patio Area	2,400 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Street Address	2860 OMO RANCH RD
City	SOMERSET
State	CA
Zip	95684-9204
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 16/68/A
Legal Subdivision	16-68, PARCEL MAP
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3011
Census Tract	31409

Owner

Source: El Dorado County records · APN 094-210-019-000

Assessment roll updated August 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	202156339
Prior Transfer Date	May 29, 2010
Prior Transfer Doc	0000028066
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Apr 28, 2026
Property Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204
Document Number	0000013827
Instrument Date	Apr 22, 2026
Instrument	202613827
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013827,
Date	Apr 28, 2026
Instrument	202613827

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 31, 2021
Property Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204
Document Number	0000056339
Map Reference	MB 16 PG 68
Instrument Date	Aug 24, 2021
Instrument	2021-0056339
Transaction Type	Transfer
Record Updated	Sep 09, 2021
Title Company	WHITE COUNTY TITLE COMPANY, INTER COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204

Mortgage

Document Number	0000056340
Date	Aug 31, 2021
Instrument	2021-0056340

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Mar 11, 2019
Property Address	2860 OMO RANCH RD, SOMERSET, CA 95684-9204
Document Number	0000007828
Instrument Date	Dec 26, 2018
Instrument	7828
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 80 MOUNT AUKUM CA 956560080, MOUNT AUKUM, CA 95656-0080

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,913.00 (+2.07%) Homeowner's exemption	$663,254 (+4.04%) Land $159,181 Building $504,073
2024	$6,773.00 (+2.06%)
2023	$6,636.00 (+1.41%) Homeowner's exemption	$637,500 Land $153,000 Building $484,500
2022	$6,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless.

Based on FCC filings for 14 locations within half a mile of this property.

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