2860 N 6th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2860 N 6th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1963
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Oct 2018)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085260-0000`

Property Details

APN / Parcel Number

Primary APN	`085260-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Porch	Finished/Open Porch
Porch Area	232 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2860 N 6TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HGTS LOTS 22 & 24 BLK 5 OR4630/1179
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	5
Legal Lot Number	22,24
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3026
Census Tract	20903

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2860 N 6TH ST, SAINT AUGUSTINE, FL 32084-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	201876640
Deed Book / Page	4630 / 1179
Prior Transfer Date	Feb 17, 2006
Prior Transfer Doc	0026820583
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2860 N 6TH ST, SAINT AUGUSTINE, FL 32084-1839
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 N 6TH STREET, SAINT AUGUSTINE, FL 32084

Mortgage

Document Number	0055481549
Date	Apr 29, 2022
Book Page	5548/1549
Instrument	2022044243

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2860 N 6TH ST, SAINT AUGUSTINE, FL 32084-1839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 N 6TH ST, SAINT AUGUSTINE, FL 32084-1839

Mortgage

Document Number	0051290236
Date	Dec 18, 2020
Book Page	5129/236
Instrument	2020115940

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC
Type	Mortgage Company
Address	MELBOURNE, FL 32901

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 23, 2018
Property Address	2860 N 6TH ST, SAINT AUGUSTINE, FL 32084-1839
Document Number	0046301179
Book / Page	4630 / 1179
Map Reference	MB3 PG73
Instrument Date	Oct 16, 2018
Instrument	2018076640
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TRUSTED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 FOREST EDGE DR, 10, ASHEVILLE, NC 28806-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 WHISPERING WOODS LN, SAINT AUGUSTINE, FL 32084-5904

Mortgage

Document Number	2018076643
Date	Oct 23, 2018
Instrument	2018076643

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,849 (+2.7%)	$247,928 (+4.84%) Land $75,000 Building $172,928
2025	$2,467.00 (+14.11%) Homeowner's exemption	$196,542 (+2.9%)	$236,481 (+5.49%) Land $75,000 Building $161,481
2024	$2,162.00 (+2.17%) Homeowner's exemption	$191,003 (+3%)	$224,176 (+1.33%) Land $72,500 Building $151,676
2023	$2,116.00 (+3.47%) Homeowner's exemption	$185,440 (+3%)	$221,226 (-3.88%) Land $67,500 Building $153,726
2022	$2,045.00 Homeowner's exemption	$180,039	$230,154 Land $56,000 Building $174,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

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