2860 Loretta Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2860 Loretta Dr, Cincinnati, OH 45239

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,240 sqft · built 1968
Lot Size	0.155 acres (6,774 sqft)
Owner	Company Name on File
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0011-0254-00`

Property Details

APN / Parcel Number

Primary APN	`550-0011-0254-00`
Alternative APN	`550-0011-0400-00`

Interior

Stories	1 Story
Building Area	2,240 sqft

Exterior

Year Built	Built 1968
Lot Area	6,774 sqft (0.155 acres)
Lot Dimensions	176 ft deep x 50 ft wide

Location & Zoning

Street Address	2860 LORETTA DR
City	CINCINNATI
State	OH
Zip	45239
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SS COLERAIN AVE0.1555 ACS6 T2 FR2
Legal Subdivision	BELLS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2007
Census Tract	20764

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4428 N DIXIE DR, DAYTON, OH 45414-4661
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Nov 13, 2023	Warranty Deed, Transfer
Apr 19, 2022	Warranty Deed, Transfer
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2023
Deed Sale	Nov 13, 2023
Prior Sale	Nov 13, 2023
Deed Document Number	2023-0080189
Deed Book / Page	15041 / 905
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2023
Property Address	2860 LORETTA DR, CINCINNATI, OH 45239
Document Number	0000080188
Book / Page	15041 / 899
Instrument Date	Sep 21, 2023
Instrument	2023-0080188
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 LORETTA DR, CINCINNATI, OH 45239

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2023
Property Address	2860 LORETTA DR, CINCINNATI, OH 45239
Document Number	0000080189
Book / Page	15041 / 905
Map Reference	MB 14649 PG 2530
Instrument Date	Aug 8, 2023
Instrument	2023-0080189
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2022
Property Address	2860 LORETTA DR, CINCINNATI, OH 45239
Document Number	0000039927
Book / Page	14649 / 2530
Map Reference	MB 206 PG 557
Instrument Date	Apr 15, 2022
Instrument	2022-0039927
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 N DIXIE DR, DAYTON, OH 45414-4661

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2860 LORETTA DR, CINCINNATI, OH 45239
Document Number	0000108985
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 LORETTA DR CINCINNATI OH 45239, CINCINNATI, OH 45239

Mortgage

Document Number	0000108985
Date	Dec 10, 2019
Book Page	014060/000617
Instrument	108985

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 9, 2021

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2860 LORETTA DR, CINCINNATI, OH 45239
Document Number	0000069834
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 LORETTA DR CINCINNATI OH 45239, CINCINNATI, OH 45239

Mortgage

Document Number	0000069834
Date	Aug 21, 2019
Book Page	013985/000579
Instrument	69834

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 20, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,111.00 (+0.12%)	$66,927 (-) Land $17,556 Building $49,371
2024	$5,105.00 (+3.38%)	$66,927 (+1.97%) Land $17,556 Building $49,371
2023	$4,938.00 (+176.79%)	$65,636 (+220.02%) Land $16,265 Building $49,371	$191,220 (+226.31%) Land $50,160 Building $141,060
2022	$1,784.00	$20,510 Land $10,654 Building $9,856
2020			$58,600 Land $30,440 Building $28,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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