2860 King Oak Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2860 King Oak Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,126 sqft Heated Area
Lot Size	1,786 sqft (0.041 acres)
Occupancy	Owner Occupied
Last Sale	$94,000 (2015)
Tax Bill	$2,979.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`83016`
Alternative APN	`092630003400010280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,126 sqft Heated Area
Gross Area	1,248 sqft Gross Area
1st Floor	1,126 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,786 sqft (0.041 acres)
Depth X Width	52 ft x 34 ft Depth x Width
Porch	Open Porch
Porch Area	92 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	83016
Street Address	2860 KING OAK CIR
City	SAINT CLOUD
State	FL
Zip	34769-6619
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	KING OAK VILLAS PHASE 1 FIRST ADD PB 5 PG 57 LOT 28
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	KING OAK VIL PH1
Legal Phase	1
Legal Tract	34
Legal Block	1
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3004
Census Tract	43208

Owner

Source: Osceola County records · APN 83016

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2860 KING OAK CIR, SAINT CLOUD, FL 34769-6619
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Doc Number	2015057222
Deed Book / Page	4767 / 2008
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2860 KING OAK CIR, SAINT CLOUD, FL 34769-6619
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CALLE MADRE PERLA, URB PARAISO, DE

Mortgage

Document Number	0059190151
Date	Mar 24, 2021
Book Page	5919/151
Instrument	2021043597

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (+16.78%)	$201,100 (+12.79%) Land $30,000 Building $171,100	$201,100 (+12.79%) Land $30,000 Building $171,100
2023	$2,551.00 (+17.56%)	$178,300 (+32.47%) Land $14,900 Building $163,400	$178,300 (+32.47%) Land $14,900 Building $163,400
2022	$2,170.00	$134,600 Land $14,900 Building $119,700	$134,600 Land $14,900 Building $119,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.