2860 Gladstone Ave, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 2860 Gladstone Ave, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,452 sqft · built 1988
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2007)
Tax Bill	$11,576 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-12-03-312-020`

Property Details

APN / Parcel Number

Primary APN	`09-12-03-312-020`
Alternative APN	`1203312020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2860 GLADSTONE AVE
City	ANN ARBOR
State	MI
Zip	48104-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	LOT 35 HEARTHSTONE SUB NO. 2
Legal Range	06E
Legal Township	03S
Legal Section	03
Legal Subdivision	HEARTHSTONE SUB
Legal Block	312
Legal Lot Number	35
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	3
Census Block	3006
Census Tract	405200

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2860 GLADSTONE AVE, ANN ARBOR, MI 48104-6433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF ANN ARBOR
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2007 · Amount on Record
Deed Sale	Oct 18, 2007 · Amount on Record
Deed Document Number	20075816948
Deed Book / Page	4650 / 398
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2860 GLADSTONE AVE, ANN ARBOR, MI 48104-6433
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 GLADSTONE AVE, ANN ARBOR, MI 48104-6433

Mortgage

Document Number	0006790342
Date	Mar 25, 2026
Book Page	5623/342
Instrument	6790342

Lender

Name	BANK OF ANN ARBOR
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2860 GLADSTONE AVE, ANN ARBOR, MI 48104-6433
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006598358
Date	Jun 25, 2021
Book Page	5431/539
Instrument	6598358

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,400 (+11.26%)	$772,800 (+11.26%)
2025	$11,576.00 Homeowner's exemption	$347,300	$694,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, T-Mobile, Verizon.

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