San Diego County property record for 2860 Gate Three Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 9 ba · 7,780 sqft · built 2017 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,500,000 (Mar 2024) |
| Tax Bill | $57,616 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-098-10-00 |
| Primary APN | 595-098-10-00 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 9 Baths |
| Building Area | 7,780 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 2860 GATE THREE PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC5RL1 |
| Legal Description | LOT 128 TR 014403 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014403 |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13425 |
2860 Gate Three Pl is owned and occupied by an individual who bought it in March 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 3, 2025 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 28, 2024 | Grant Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP |
| Feb 28, 2018 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| May 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | May 29, 2015 · Amount on File |
| Deed Document Number | 202478082 |
| Prior Transfer Date | Apr 30, 2018 |
| Prior Transfer Doc | 0000196715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 1, 2026 |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000123919 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026123919 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000123920, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026123920 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 3, 2025 |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000276765 |
| Map Reference | MAP 14403 |
| Instrument Date | Aug 16, 2025 |
| Instrument | 2025-0276765 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 28, 2024 |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000078082 |
| Map Reference | MAP 14403 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024-0078082 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000078083 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2024-0078083 |
| Name | LOGAN FINANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000079473 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018-0079473 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 16, 2018 |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000196715 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 196715 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2860 GATE THREE PL CHULA VISTA CA 919142630, CHULA VISTA, CA 91914-2630 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 16, 2018 |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000196716 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 196716 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2860 GATE THREE PL CHULA VISTA CA 919142630, CHULA VISTA, CA 91914-2630 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2860 GATE THREE PL, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000090847 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | CT LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2860 GATE THREE PL CHULA VISTA CA 919142630, CHULA VISTA, CA 91914-2630 |
| Document Number | 0000090847 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 90847 |
| Name | COMPASS FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CARLSBAD, CA 92009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 7, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2860 Gate Three Pl was $57,616, up 50.7% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,590,000 (-) Land $2,550,000 Building $2,040,000 | |
| 2025 | $57,616.00 (+50.7%) Homeowner's exemption | $4,590,000 Land $2,550,000 Building $2,040,000 |
| 2024 | $38,231.00 (+0.47%) | |
| 2023 | $38,051.00 (+3.18%) | $2,884,572 Land $749,326 Building $2,135,246 |
| 2022 | $36,879.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2860 Gate Three Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2860 Gate Three Pl is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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