2860 Encinitas Ct, San Jose, CA 95132 Property Records

Santa Clara County property record for 2860 Encinitas Ct, San Jose, CA 95132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1970
Lot Size	0.217 acres (9,460 sqft)
Owner	2 Trust Names on File
Last Sale	$1,641,000 (May 2023)
Tax Bill	$22,901 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`092-13-051`

Property Details

APN / Parcel Number

Primary APN	`092-13-051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,460 sqft (0.217 acres)
Lot Dimensions	114 ft deep x 83 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	09213051
Street Address	2860 ENCINITAS CT
City	SAN JOSE
State	CA
Zip	95132-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	TRACT 4385 BOOK 232 PAGE 38 PAGE 39 LOT 45
Legal Tract	4385
Legal Lot Number	45
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1012
Census Tract	504410

Owner

2860 Encinitas Ct is held in a trust since July 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1661 MABURY RD, SAN JOSE, CA 95133-1051
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Intrafamily Transfer, Transfer
May 16, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Jun 10, 2022 · Amount on File
Deed Document Number	202325475451
Last Transfer Date	Jul 14, 2023
Transfer Doc	0025505282
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 25, 2023
Property Address	2860 ENCINITAS CT, SAN JOSE, CA 95132-1646
Document Number	0025505282
Map Reference	MB 232 PG 38
Instrument Date	Jul 14, 2023
Instrument	25505282
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1661 MABURY RD, SAN JOSE, CA 95133-1051

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 16, 2023
Property Address	2860 ENCINITAS CT, SAN JOSE, CA 95132-1646
Document Number	0025475451
Map Reference	MB 232 PG 38
Instrument Date	May 8, 2023
Instrument	25475451
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2860 ENCINITAS CT, SAN JOSE, CA 95132-1646

Mortgage

Document Number	0025475452
Date	May 16, 2023
Instrument	25475452

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 10, 2022
Property Address	2860 ENCINITAS CT, SAN JOSE, CA 95132-1646
Document Number	0025318350
Map Reference	MB 232 PG 38&39
Instrument Date	Jun 6, 2022
Instrument	25318350
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2860 Encinitas Ct was $22,901.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,741,441 (+2%) Land $1,306,028 Building $435,413
2025	$22,901.00	$1,707,296 Land $1,280,420 Building $426,876
2023	$17,997.00 (+428.7%)	$1,305,600 Land $913,920 Building $391,680
2022	$3,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2860 Encinitas Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	87.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Nov 1995 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2860 Encinitas Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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