2860 Buck Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 2860 Buck Cir, Overgaard, AZ 85933

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Sep 2019)
Tax Bill	$744 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-41-398`

Property Details

APN / Parcel Number

Primary APN	`206-41-398`

Exterior

Lot Area	45,738 sqft

Location & Zoning

Street Address	2860 BUCK CIR
City	OVERGAARD
State	AZ
Zip	85933-3291
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SD
Legal Description	FOREST TRAILS #3:LOT 398 PER PLAT 17-34,35,36
Legal Range	17E
Legal Township	12N
Legal Section	28
Legal Subdivision	FOREST TRAILS #3
Legal Lot Number	398
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2043
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 N CRISMON RD, MESA, AZ 85207-4409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI LANNING JANICE M TRUST (PT)
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	201915134
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 27, 2019
Property Address	2860 BUCK CIR, OVERGAARD, AZ 85933-3291
Document Number	0000015134
Instrument Date	Sep 27, 2019
Instrument	15134
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1541 N CRISMON RD MESA AZ 852074409, MESA, AZ 85207-4409

Mortgage

Document Number	15135
Date	Sep 27, 2019
Instrument	15135

Lender

Name	LANNING JANICE M TRUST (PT)
Address	PO BOX 1753, OVERGAARD, AZ 85933-1753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 28, 2018
Property Address	2860 BUCK CIR, OVERGAARD, AZ 85933-3291
Document Number	0000010315
Instrument Date	Jun 6, 2018
Instrument	10315
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$79,619 (+3.74%) Land $79,619
2025	$744.00 (+4.2%)	$11,513 Land $11,513	$76,750 Land $76,750
2023	$714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000

May also be available: Verizon.

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