2860 4th St, Boulder, CO 80304 Property Records

Boulder County property record for 2860 4th St, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,790 sqft · built 1950
Lot Size	0.199 acres (8,656 sqft)
Owner	Individual Name on File
Last Sale	$1,995,000 (Feb 2019)
Tax Bill	$13,132 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1461-25-1-54-001`

Property Details

APN / Parcel Number

Primary APN	`1461-25-1-54-001`
Alternative APNs	`R0000533` `0000533`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	1,640 sqft
Basement Area	1,150 sqft
Finished Basement	336 sqft
Unfinished Basement	814 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,656 sqft (0.199 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0000533
Street Address	2860 4TH ST
City	BOULDER
State	CO
Zip	80304-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 38 NEWLANDS
Legal Range	71
Legal Township	1N
Legal Section	25
Legal Subdivision	NEWLANDS - BO
Legal Block	38
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1002
Census Tract	12101

Owner

2860 4th St is owned and occupied by an individual who bought it in February 2019.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2860 4TH ST, BOULDER, CO 80304-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2019	Deed of Trust, Mortgage FIRSTBANK
Feb 21, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	20193698727
Prior Transfer Date	Feb 10, 2010
Prior Transfer Doc	0003059298
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2860 4TH ST, BOULDER, CO 80304-3043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003826304
Date	Oct 22, 2020
Instrument	3826304

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2860 4TH ST, BOULDER, CO 80304-3043
Document Number	0003711470
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 4TH ST BOULDER CO 803043043, BOULDER, CO 80304-3043

Mortgage

Document Number	0003711470
Date	May 9, 2019
Instrument	3711470

Lender

Name	FIRSTBANK
Type	Bank
Address	12345 W COLFAX AVE, LAKEWOOD, CO 80215-3742

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Feb 21, 2019
Property Address	2860 4TH ST, BOULDER, CO 80304-3043
Document Number	0003698727
Instrument Date	Feb 20, 2019
Instrument	3698727
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 4TH ST, BOULDER, CO 80304-3043

Mortgage

Document Number	0003698728
Date	Feb 21, 2019
Instrument	3698728

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2860 4th St was $13,132.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,456 (+9.97%) Land $105,019 Building $46,437	$2,297,300 (+4.25%) Land $1,614,400 Building $682,900
2025	$13,132.00	$137,731 Land $100,900 Building $36,831	$2,203,700 Land $1,614,400 Building $589,300
2023	$13,302.00 (+24.82%)	$157,718 (+37.43%) Land $111,823 Building $45,895	$2,354,000 (+42.55%) Land $1,669,000 Building $685,000
2022	$10,657.00	$114,765 Land $80,307 Building $34,458	$1,651,300 Land $1,155,500 Building $495,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2860 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 units insured incl. 4 condo units
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2860 4th St is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

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