Jefferson County property record for 2860 20th St W, Birmingham, AL 35208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,051 sqft · built 1935 |
| Lot Size | 0.202 acres (8,820 sqft) |
| Owner | Company Name on File |
| Last Sale | $55,500 (Aug 2020) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00-32-4-027-021.000 |
| Primary APN | 22-00-32-4-027-021.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Gross Area | 2,531 sqft |
| 1st Floor Area | 1,127 sqft |
| Upper Floors Area | 924 sqft |
| Basement Area | 480 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 8,820 sqft (0.202 acres) |
| Lot Dimensions | 140 ft deep x 63 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 305458 |
|---|---|
| Street Address | 2860 20TH ST W |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | W 37-1/2 FT OF LOT 17 & E 1/2 OF LOT 18 BLK 5 OWENTON- ENSLEY HGLDS |
| Legal Range | 03W |
| Legal Township | 17S |
| Legal Section | 32 |
| Legal Subdivision | OWENTON-ENS HGLDS 22-32-4 |
| Legal Block | 5 |
| Legal Lot Number | 17,18 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bush Hills Historic District listed 2024 · 1,018 contributing resources · NRIS 100004133 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2860 20th St W is owned by a company that acquired it in December 2020.
Source: Jefferson County records, as of April 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5225 E PIMA ST, TUCSON, AZ 85712-3629 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KIAVI FUNDING |
| Mar 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS LP |
| Jan 5, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 21, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Aug 8, 2013 · Amount on File |
| Deed Document Number | 202091598 |
| Last Transfer Date | Dec 16, 2020 |
| Transfer Doc | 0000000932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Investor | Possibly a Property Investor |
| Document Number | 0000089978 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022089978 |
| Name | KIAVI FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031180 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021031180 |
| Name | ANCHOR LOANS LP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jan 5, 2021 |
| Property Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Document Number | 0000000932 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 932 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 CALVERT ST #105 HARRISON NY 105283138, 105, HARRISON, NY 10528-3138 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Aug 21, 2020 |
| Property Address | 2860 20TH STREET ENSLEY, BIRMINGHAM, AL 35208-2206 |
| Document Number | 0000091598 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 91598 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 CALVERT ST #105 HARRISON NY 105283138, 105, HARRISON, NY 10528-3138 |
The 2025 property tax bill for 2860 20th St W was $1,774, down 0.1% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,774.00 (-0.06%) | $24,480 | $122,400 Land $12,900 Building $109,500 |
| 2024 | $1,775.00 | ||
| 2023 | $24,480 Land $2,580 Building $21,900 | $122,400 Land $12,900 Building $109,500 | |
| 2022 | $2,109.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2860 20th St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2860 20th St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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