286 Winston Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 286 Winston Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,941 sqft · built 2017
Lot Size	0.089 acres (3,877 sqft)
Owner	Company Name on File
Last Sale	$4,450,000 (Aug 2026)
Tax Bill	$34,012 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16117-000-0060`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16117-000-0060`
Alternative APNs	`36-318-16117-000-0060` `1082969`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	4 Stories
Building Area	3,941 sqft Living Area
Gross Area	5,988 sqft
1st Floor Area	269 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	511 sqft
Carport	Carport
Carport Area	511 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	1,494 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 WINSTON LN
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 6 ROSEMARY BLUFF AT INLET BEACH PB 18-70 OR 3009-1182 OR 3078-3777
Legal Range	018
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET BEACH
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

286 Winston Ln is owned by a company that bought it in August 2026.

Source: Walton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	11856 MONTEREY RD, EADS, TN 38028-7933
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Jul 6, 2018	Warranty Deed, Transfer · Commercial Mortgage SERVISFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202633125
Deed Book / Page	3409 / 101
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 11, 2026
Property Address	286 WINSTON LN, INLET BEACH, FL 32461
Document Number	0000033125
Book / Page	3409 / 101
Instrument Date	Aug 6, 2026
Instrument	202633125
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,146,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	11856 MONTEREY RD, EADS, TN 38028-7933

Mortgage

Document Number	0000033126,
Date	Aug 11, 2026
Instrument	202633126

Lender

Name	FINANCIAL FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	286 WINSTON LN, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031384826
Date	Apr 6, 2020
Book Page	3138/4826
Instrument	20200012148

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 6, 2018
Property Address	286 WINSTON LN, INLET BEACH, FL 32461
Document Number	0030783777
Book / Page	3078 / 3777
Map Reference	MB18 PG70&70A
Instrument Date	Jun 29, 2018
Instrument	2018000022581
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 STATE ST, 908, BOWLING GREEN, KY 42101-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 RIVER BEND DR, LOUISVILLE, TN 37777-3168

Mortgage

Document Number	2018000022582
Date	Jul 6, 2018
Instrument	2018000022582

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 286 Winston Ln was $34,012, down 0.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,012.00 (-0.31%)	$3,764,275 Land $1,014,000 Building $2,750,275	$3,764,275 Land $1,014,000 Building $2,750,275
2024	$34,119.00 (+5.57%)
2023	$32,320.00 (+6%)	$3,792,205 (+6.45%) Land $1,014,000 Building $2,778,205	$3,792,205 (+6.45%) Land $1,014,000 Building $2,778,205
2022	$30,490.00	$3,562,382 Land $1,125,540 Building $2,436,842	$3,562,382 Land $1,125,540 Building $2,436,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Winston Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Winston Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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