Garrard County property record for 286 Whitney Ln, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2003 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (May 2007) |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-15.23 |
| Primary APN | 04-15.23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,997 sqft (1.03 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 12220 |
|---|---|
| Street Address | 286 WHITNEY LN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 1.033 AC TANYARD ESTATES |
| Legal Subdivision | TANYARD ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970101 |
286 Whitney Ln is owned and occupied by two individuals who acquired it in June 2021.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 WHITNEY LN, LANCASTER, KY 40444-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2007 · Amount on File |
| Deed Sale | May 8, 2007 · Amount on File |
| Deed Document Number | 200787375 |
| Deed Book / Page | 244 / 457 |
| Last Transfer Date | Jun 29, 2021 |
| Transfer Doc | 00D310/421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 29, 2021 |
| Property Address | 286 WHITNEY LN, LANCASTER, KY 40444-7202 |
| Document Number | 00D310/421 |
| Book / Page | D310 / 421 |
| Map Reference | DB 244 PG 457 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 162566 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 WHITNEY LN, LANCASTER, KY 40444-7202 |
| Name | Verified Name |
|---|---|
| Address | 286 WHITNEY LN, LANCASTER, KY 40444-7202 |
The 2025 property tax bill for 286 Whitney Ln was $1,247 with a homeowner's exemption, down 2.6% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (-) Land $20,000 Building $120,000 | $140,000 (-) Land $20,000 Building $120,000 | |
| 2025 | $1,247.00 (-2.58%) Homeowner's exemption | $140,000 (-) Land $20,000 Building $120,000 | $140,000 (-) Land $20,000 Building $120,000 |
| 2024 | $1,280.00 (-2.14%) Homeowner's exemption | $140,000 (-) Land $20,000 Building $120,000 | $140,000 (-) Land $20,000 Building $120,000 |
| 2023 | $1,308.00 (+12.18%) Homeowner's exemption | $140,000 (+16.67%) Land $20,000 Building $120,000 | $140,000 (+16.67%) Land $20,000 Building $120,000 |
| 2022 | $1,166.00 Homeowner's exemption | $120,000 Land $120,000 | $120,000 Land $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Whitney Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Whitney Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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