286 White Oak Trl, Sequatchie, TN 37374 Property Records

Marion County property record for 286 White Oak Trl, Sequatchie, TN 37374

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,833 sqft · built 2023
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Jul 2020)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-005.07`

Property Details

APN / Parcel Number

Primary APN	`084-005.07`
Alternative APNs	`0308408400507` `058084 00507`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,833 sqft Living Area
1st Floor Area	2,833 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	286 WHITE OAK TRL
City	SEQUATCHIE
State	TN
Zip	37374-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SULLIVAN PB 6 PG 358 LOT 2 HOUSE DRAWN BY PLAN DIMENSIONS
Legal Subdivision	SULLIVAN
Legal Lot Number	2
Jurisdiction	MARION TN
Township / Civil Division	4
Census Block Group	2
Census Block	2024
Census Tract	50203

Owner

286 White Oak Trl is owned by two individuals who bought it in July 2020.

Source: Marion County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	311 BETSY PACK DR, JASPER, TN 37347-3353
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	20202743
Deed Book / Page	528 / 1058
Prior Transfer Date	Nov 26, 2010
Prior Transfer Doc	0000426121
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jan 2, 2018
Property Address	286 WHITE OAK TRL, SEQUATCHIE, TN 37374
Document Number	498233
Book / Page	000498 / 000233
Instrument Date	Dec 29, 2017
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1333 CARRIAGE PARC DR CHATTANOOGA TN 374217156, CHATTANOOGA, TN 37421-7156

Mortgage

Document Number	498235
Date	Jan 2, 2018
Book Page	000498/000235
Instrument	12

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 286 White Oak Trl was $2,616.

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00	$148,600 (-) Land $20,375 Building $128,225	$594,400 Land $81,500 Building $512,900
2024	$2,616.00	$148,600 (-) Land $20,375 Building $128,225
2023		$148,600 Land $20,375 Building $128,225
2022	$359.00
2021			$594,400 Land $81,500 Building $512,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 White Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 White Oak Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SVEConnect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Oak Trl

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