286 Watson Hill Rd, Limerick, ME 04048 Property Records

York County and Limerick Town property record for 286 Watson Hill Rd, Limerick, ME 04048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 682 sqft · built 2014
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$262,500 (Dec 2019)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LIME M:5 L:4-A`

Property Details

APN / Parcel Number

Primary APN	`LIME M:5 L:4-A`
Alternative APNs	`M:5 L:4=A` `50`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	682 sqft Living Area
Gross Area	2,219 sqft
1st Floor Area	1,040 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	50
Street Address	286 WATSON HILL RD
City	LIMERICK
State	ME
Zip	04048-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-A
Jurisdiction	LIMERICK ME
Township / Civil Division	LIMERICK
Census Block Group	1
Census Block	1016
Census Tract	23000

Owner

Source: York County and Limerick Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage TRUCHOICE FEDERAL CREDIT UNION
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION
Dec 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUCHOICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	201955796
Deed Book / Page	18133 / 266
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0181330266
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Recording Date	Apr 1, 2026
Property Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119
Document Number	0198740448
Book / Page	19874 / 448
Instrument Date	Mar 27, 2026
Instrument	202610761
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119

Mortgage

Document Number	0000010761,
Date	Apr 1, 2026
Book Page	19874/448
Instrument	202610761

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Property Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190900281
Date	Aug 12, 2022
Book Page	19090/281
Instrument	2022034495

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Property Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189390197
Date	Jan 28, 2022
Book Page	18939/197
Instrument	2022004575

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIMERICK ME
Recording Date	Dec 26, 2019
Property Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119
Document Number	0181330266
Book / Page	18133 / 266
Instrument Date	Dec 20, 2019
Instrument	2019055796
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 WATSON HILL RD, LIMERICK, ME 04048-3119

Mortgage

Document Number	2019055797
Date	Dec 26, 2019
Instrument	2019055797

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Limerick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Limerick Town
Unified School District	School Administrative District 57 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 (-16.77%)	$299,229 (+33.16%) Land $85,700 Building $213,529
2023	$3,416.00 (+7.05%)	$224,710 (-) Land $52,500 Building $172,210	$388,930
2022	$3,191.00	$224,710 Land $52,500 Building $172,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2007–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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