286 Water St, Exeter, NH 03833 Property Records

Rockingham County and Exeter Town property record for 286 Water St, Exeter, NH 03833 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 2023
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$817,200 (May 2023)
Tax Bill	$14,807 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`EXTR M:064 L:018-1`

Property Details

APN / Parcel Number

Primary APN	`EXTR M:064 L:018-1`
Alternative APN	`C1020S`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	4,134 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C1020S
Street Address	286 WATER ST
City	EXETER
State	NH
Zip	03833-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18-1
Jurisdiction	EXETER TOWN NH
Township / Civil Division	EXETER
Census Block Group	4
Census Block	4010
Census Tract	106200

Owner

Source: Rockingham County and Exeter Town records · APN EXTR M:064 L:018-1

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 WATER ST, EXETER, NH 03833-1718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 02, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Dec 29, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 28, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 02, 2019	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2023 · Amount on Record
Deed Sale	May 02, 2023 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	20232145
Deed Book / Page	6480 / 986
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	May 02, 2023
Property Address	286 WATER ST, EXETER, NH 03833-1718
Document Number	006480-986
Book / Page	6480 / 986
Instrument Date	May 01, 2023
Instrument	23012145
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 DEWEY ST, EXETER, NH 03833-1703

Mortgage

Document Number	0023012146
Date	May 02, 2023
Instrument	23012146

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	Dec 29, 2020
Property Address	286 WATER ST, EXETER, NH 03833-1718
Document Number	0062150351
Book / Page	006215 / 000351
Instrument Date	Dec 28, 2020
Instrument	74162
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$3,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 DEWEY ST EXETER NH 038331703, EXETER, NH 03833-1703

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EXETER TOWN NH
Recording Date	Dec 28, 2020
Property Address	286 WATER ST, EXETER, NH 03833-1718
Document Number	0062140483
Book / Page	006214 / 000483
Instrument Date	Dec 22, 2020
Instrument	73665
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 WATER ST EXETER NH 038331718, EXETER, NH 03833-1718

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER TOWN NH
Property Address	286 WATER ST, EXETER, NH 03833-1718
Document Number	0059732478
Instrument Date	Jan 02, 2019
Transaction Type	Mortgage
Record Updated	Feb 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 WATER ST EXETER NH 038331718, EXETER, NH 03833-1718

Mortgage

Document Number	0059732478
Date	Jan 09, 2019
Book Page	005973/002478
Instrument	945

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 08, 2044

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	Dec 18, 2017
Property Address	286 WATER ST, EXETER, NH 03833-1718
Document Number	0058801553
Book / Page	005880 / 001553
Instrument Date	Dec 12, 2017
Instrument	56224
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 WATER ST EXETER NH 038331718, EXETER, NH 03833-1718

Mortgage

Document Number	58801555
Date	Dec 18, 2017
Book Page	005880/001555
Instrument	56225

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

Source: Rockingham County and Exeter Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Exeter Town
Secondary School District	Exeter Regional Cooperative School District (06 - 12)
Elementary School District	Exeter School District (PK - 05)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,807.00 (+5.45%)	$789,300 (-) Land $278,500 Building $510,800
2024	$14,042.00 (+11.54%)	$789,300 (+67.9%) Land $278,500 Building $510,800
2023	$12,589.00 (+210.53%)	$470,100 (+187%) Land $163,800 Building $306,300	$915,325
2022	$4,054.00	$163,800 Land $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (33015C), updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330151062004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	13 units insured 7 under condo master policies
Nearby Flood Claims	47 (1981–2014)
Claims Outside the SFHA	9 of 47
Most Recent Claim	Mar 2014, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 22 claims Fall Northeaster Rainstorm, Oct 1996 · 11 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Exeter Waterfront Commercial Historic District (Boundary Increase) listed 1986 · 7 contributing resources · NRIS 86003516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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