286 Watauga Dr, Boone, NC 28607 Property Records

Watauga County property record for 286 Watauga Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1993
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2910-29-4254-000`

Property Details

APN / Parcel Number

Primary APN	`2910-29-4254-000`
Alternative APN	`1500398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Basement
Garage Area	488 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1500398
Street Address	286 WATAUGA DR
City	BOONE
State	NC
Zip	28607-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	LOTS 261-166&1/2 167 COUNCIL GROVE SUB
Legal Subdivision	COUNCIL GROVE SUB
Legal Lot Number	1
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1050
Census Tract	920400

Owner

286 Watauga Dr is owned and occupied by an individual.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	286 WATAUGA DR, BOONE, NC 28607-3852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	286 WATAUGA DR, BOONE, NC 28607-3852
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021850486
Date	Apr 23, 2021
Book Page	2185/486
Instrument	705405

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	286 WATAUGA DR, BOONE, NC 28607-3852
Document Number	0019330360
Book / Page	001933 / 000360
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 WATAUGA DR BOONE NC 286073852, BOONE, NC 28607-3852

Mortgage

Document Number	0019330360
Date	Aug 16, 2017
Book Page	001933/000360
Instrument	661127

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 286 Watauga Dr was $2,690.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,700 (-) Land $52,100 Building $306,600
2025	$2,690.00	$358,700 Land $52,100 Building $306,600
2024			$358,700 Land $52,100 Building $306,600
2023		$358,700 Land $52,100 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Watauga Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Watauga Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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