286 W Pearce Ave, Eagle Lake, FL 33839 Property Records

Polk County property record for 286 W Pearce Ave, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 572 sqft · built 1951
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Oct 2024)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-07-684500-043050`

Property Details

APN / Parcel Number

Primary APN	`26-29-07-684500-043050`
Alternative APNs	`072926684500043050` `72926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Living Area
1st Floor Area	572 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1999
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Area	480 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	312 sqft
Utility Building	48 sqft

Location & Zoning

Street Address	286 W PEARCE AVE
City	EAGLE LAKE
State	FL
Zip	33839-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF WILLIAM SUB PB 8 PG 4 TIER 4 BLK 3 LOT 5
Legal Range	26E
Legal Township	29S
Legal Section	07
Legal Subdivision	WOLF WILLIAM SUBDIVISION
Legal Tract	684500
Legal Block	3
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2002
Census Tract	14701

Owner

286 W Pearce Ave is owned by a company that acquired it in October 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	3801 AVALON PARK EAST BLVD, ORLANDO, FL 32828-4900
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 3, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Oct 5, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Jul 3, 2024 · Amount on File
Deed Document Number	2024233818
Deed Book / Page	13297 / 1776
Last Transfer Date	Oct 18, 2024
Transfer Doc	0000258298
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	286 W PEARCE AVE, EAGLE LAKE, FL 33839-3111
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 W PEARCE EAGLE LANE, EAGLE LAKE, FL 33839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022110
Date	Jan 26, 2022
Book Page	12089/51
Instrument	2022022110

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 3, 2024
Property Address	286 W PEARCE AVE, EAGLE LAKE, FL 33839-3111
Document Number	0000153973
Book / Page	13177 / 999
Map Reference	MB 98 PG 4
Instrument Date	Jun 28, 2024
Instrument	2024153973
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,186.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 LAKE MARIAM BLVD, WINTER HAVEN, FL 33884-3815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2017
Property Address	286 W PEARCE AVE, EAGLE LAKE, FL 33839-3111
Document Number	0102780397
Book / Page	010278 / 000397
Instrument Date	Sep 28, 2017
Instrument	190231
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	286 W PEARCE AVE EAGLE LAKE FL 338393111, EAGLE LAKE, FL 33839-3111

Mortgage

Document Number	102780399
Date	Oct 5, 2017
Book Page	010278/000399
Instrument	190232

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 286 W Pearce Ave was $2,657.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,354 (-3.83%) Land $29,000 Building $100,354	$129,354 (-3.83%) Land $29,000 Building $100,354
2025	$2,657.00	$134,507 Land $29,000 Building $105,507	$134,507 Land $29,000 Building $105,507
2023	$881.00 (+2.2%) Homeowner's exemption	$71,151 (+3%)	$124,046 (+11.07%) Land $28,000 Building $96,046
2022	$862.00 Homeowner's exemption	$69,079	$111,686 Land $23,000 Building $88,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 W Pearce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 286 W Pearce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on W Pearce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures