286 W Baker Rd, Hope, MI 48628 Property Records

Midland County property record for 286 W Baker Rd, Hope, MI 48628

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,424 sqft · built 1992
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Jun 1991)
Tax Bill	$1,547 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-013-300-300-00`

Property Details

APN / Parcel Number

Primary APN	`010-013-300-300-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	286 W BAKER RD
City	HOPE
State	MI
Zip	48628-9314
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 13 T16N R1W COM 330 FT W OF S 1/4 COR, THN 1320 FT, W 338 FT, S 1074 FT, E 44 FT, S 246 FT,E 294 FT.
Legal Range	01W
Legal Township	16N
Legal Section	13
Jurisdiction	MIDLAND MI
Township / Civil Division	EDENVILLE
Census Block Group	2
Census Block	2017
Census Tract	291601

Owner

Source: Midland County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 W BAKER RD, HOPE, MI 48628-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1991 · Amount on Record
Deed Sale	Jun 1, 1991 · Amount on Record
Deed Book / Page	694 / 1358
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 13, 2026
Property Address	286 W BAKER RD, HOPE, MI 48628-9314
Document Number	0000006762
Instrument Date	Jul 8, 2026
Instrument	20266762
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,042.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 W SALISBURY DR, GLADWIN, MI 48624-8615

Mortgage

Document Number	0000006763,
Date	Jul 13, 2026
Instrument	20266763

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Apr 14, 2026
Property Address	286 W BAKER RD, HOPE, MI 48628-9314
Document Number	0000003569
Book / Page	2026 / 3569
Instrument Date	Apr 9, 2026
Instrument	20263569
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 W BAKER RD, HOPE, MI 48628-9314

Mortgage

Document Number	0000003569,
Date	Apr 14, 2026
Book Page	2026/3569
Instrument	20263569

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Edenville Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,600	$167,200
2024	$1,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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