Alexander County property record for 286 Valley Rd, Hickory, NC 28601 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,377 sqft · built 1968 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $1,545 (2026) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0305386 05386 |
| Primary APN | 0305386 05386 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,377 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9350261 |
|---|---|
| Street Address | 286 VALLEY RD |
| City | HICKORY |
| State | NC |
| Zip | 28601-7871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3715 SUBMAP 38 BLOCK 6086 (PIN) LAKEMONT B12B 0167 |
| Legal Subdivision | LAKEMONT PARK SUBDIVISION |
| Legal Block | 6086 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 40700 |
Source: Alexander County records · APN 0305386 05386
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 06, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Jan 30, 2025 | Warranty Deed, Transfer |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 06, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Book / Page | 690 / 66 |
| Prior Transfer Date | Feb 04, 2020 |
| Prior Transfer Doc | 0006231880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0006751861 |
|---|---|
| Date | Nov 06, 2024 |
| Book Page | 675/1861 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0690000066 |
| Book / Page | 690 / 66 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0690000069, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 690/69 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jan 30, 2025 |
| Property Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0006772260 |
| Book / Page | 677 / 2260 |
| Map Reference | MB 2 PG 129 |
| Instrument Date | Jan 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Mar 21, 2022 |
| Property Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0006501865 |
| Book / Page | 650 / 1865 |
| Map Reference | MB 2 PG 129 |
| Instrument Date | Mar 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 635, FALLSTON, NC 28042-0635 |
| Name | Verified Name |
|---|---|
| Address | 286 VALLEY RD, HICKORY, NC 28601-7871 |
| Document Number | 0006501868 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 650/1868 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Feb 06, 2020 |
| Property Address | 286 VALLEY HILL DR, TAYLORSVILLE, NC 28681-6648 |
| Document Number | 0006231880 |
| Book / Page | 000623 / 001880 |
| Instrument Date | Feb 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 HILLSIDE AVE #2 GRANITE FALLS NC 286301400, 2, GRANITE FALLS, NC 28630-1400 |
Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,545.00 (-2.4%) | $223,058 (-) Land $25,850 Building $197,208 | |
| 2025 | $1,583.00 (-14.8%) | $223,058 (-) Land $25,850 Building $197,208 | |
| 2023 | $1,858.00 | $223,058 Land $25,850 Building $197,208 | $223,058 Land $25,850 Building $197,208 |
Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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