St. Johns County property record for 286 Vale Dr, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,781 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Garage | Attached, 916 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $11,473.00 (2025) |
| Primary APN | 072094-0170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Building Area | 3,781 sqft Living Area |
| Gross Area | 4,697 sqft Gross Area |
| 1st Floor | 2,501 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 916 sqft Garage |
| Pool Area | 418 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 623 sqft Patio |
| Porch Area | 871 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 286 VALE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 56/13-18 MARSHALL CREEK DRI UNIT MV-3 LOT 17 OR2705/632 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 60 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MV-3 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072094-0170
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 07, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) ATLANTIC COAST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Document Number | 0000061915 |
| Book / Page | 6404 / 1616 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202661915 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2026 |
| Title Company | FLORIDA TITLE AND CLOSING COMPANY, FLORIDA CLOSING COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030,452.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Document Number | 0000061916, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 6404/1618 |
| Instrument | 202661916 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Document Number | 0051690754 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 5169/754 |
| Instrument | 2021012270 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 286 VALE DR, SAINT AUGUSTINE, FL 32095-4832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043271960 |
|---|---|
| Date | Feb 07, 2017 |
| Book Page | 4327/1960 |
| Instrument | 2017009037 |
| Name | ATLANTIC COAST BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,413 (+2.7%) | $1,045,246 (-3.18%) Land $300,000 Building $745,246 | |
| 2025 | $11,473.00 (+7.91%) Homeowner's exemption | $536,916 (+2.9%) | $1,079,602 (+3.64%) Land $300,000 Building $779,602 |
| 2024 | $10,632.00 (+2.37%) Homeowner's exemption | $521,784 (+3%) | $1,041,658 (+14.71%) Land $300,000 Building $741,658 |
| 2023 | $10,386.00 (+1.53%) Homeowner's exemption | $506,586 (+3%) | $908,098 (-5.9%) Land $250,000 Building $658,098 |
| 2022 | $10,229.00 Homeowner's exemption | $491,831 | $964,990 Land $207,200 Building $757,790 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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