286 Upton St, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 286 Upton St, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1978
Lot Size	4.99 acres (217,737 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,850 (2026)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1101100000000060`

Property Details

APN / Parcel Number

Primary APN	`1101100000000060`
Alternative APN	`GRAF M:0110 B:0000 L:0006.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Unfinished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,737 sqft (4.99 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1101100000000060
Street Address	286 UPTON ST
City	GRAFTON
State	MA
Zip	01519-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	6.0
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3023
Census Tract	738202

Owner

286 Upton St is held in a trust since October 2019.

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 MORONEY RD, GRAFTON, MA 01519-1410
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 2019
Transfer Doc	061295-375
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	Oct 25, 2019
Property Address	286 UPTON ST, GRAFTON, MA 01519-1401
Document Number	61295-372
Book / Page	61295 / 372
Instrument Date	Oct 25, 2019
Instrument	113103
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MORONEY RD, GRAFTON, MA 01519-1410

Mortgage

Document Number	61295-375
Date	Oct 25, 2019
Book Page	61295/375
Instrument	113104

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 286 Upton St was $6,850, up 3.8% from the year before.

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,850.00 (+3.76%)	$500,400 (+5.66%) Land $203,200 Building $297,200	$473,585 (-7.15%)
2025	$6,602.00	$473,600 Land $191,500 Building $282,100	$510,055 (+45.62%)
2024			$350,265
2023	$6,325.00	$402,600 Land $182,400 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Upton St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Upton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upton St

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