San Joaquin County property record for 286 Tornga Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,101 sqft Living Area |
| Lot Size | 7,776 sqft (0.178 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $595,000 (2019) |
| Tax Bill | $7,335.00 (2025) |
| Primary APN | 261-610-230-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,101 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 7,776 sqft (0.178 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 652 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 286 TORNGA DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9379 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 261-030-06/15 PER CHEASAPEAKE NO. 2 |
| Legal Subdivision | CHESAPEAKE II |
| Legal Lot Number | 70 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-610-230-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 08, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Prior Sale | Jul 21, 2016 |
| Deed Doc Number | 2019-084862 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Document Number | 0000095419 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2023-095419 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Document Number | 0000114997 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 2021-114997 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Document Number | 0000135278 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020-135278 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 08, 2019 |
| Property Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Document Number | 0000084862 |
| Map Reference | MB 38 PG 8 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 2019-084862 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 286 TORNGA DR, RIPON, CA 95366-9379 |
| Document Number | 0000084863 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 2019-084863 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,335.00 (+3.81%) | $677,777 (+4.04%) Land $164,045 Building $513,732 |
| 2023 | $7,066.00 (+1.63%) | $651,460 Land $157,676 Building $493,784 |
| 2022 | $6,953.00 |
286 Tornga Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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