286 Tolo Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 286 Tolo Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2,160 sqft · built 2023
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$369,201 (Jul 2023)
Tax Bill$8,646 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR8729546

Property Details

APN / Parcel Number

Primary APNR8729546

Interior

Stories1 Story
Building Area2,160 sqft Living Area
Gross Area2,712 sqft
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address286 TOLO DR
CityELGIN
StateTX
Zip78621-2494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRINITY RANCH PHASE 1, SECTION 1, BLK D, LOT 6
Legal SubdivisionTRINITY RANCH PHASE 1, SECTION 1
Legal BlockD
Legal Lot Number6
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3032
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address286 TOLO DR, ELGIN, TX 78621-2494
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Jul 20, 2023Vendor's Lien, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Deed Document Number202310785
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Recording DateJul 17, 2026
Property Address286 TOLO DR, ELGIN, TX 78621-2494
Document Number0000011978
Instrument DateJun 22, 2026
Instrument202611978
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 TOLO DR, ELGIN, TX 78621-2494

Mortgage

Document Number0000011978,
DateJul 17, 2026
Instrument202611978
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueAug 1, 2053
Interest
Rate6.51%
Max Rate-1%

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateJul 20, 2023
Property AddressELGIN, TX 78621
Document Number0202310785
Map ReferenceCAB 7 PG 238A&238B
Instrument DateJul 19, 2023
Instrument202310785
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6500 RIVER PLACE BLVD # BLVD22, BLVD22, AUSTIN, TX 78730-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 TOLO DR, ELGIN, TX 78621-2494

Mortgage

Document Number0202310786
DateJul 20, 2023
Instrument202310786
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,646.00 (+1,119.46%) Homeowner's exemption$356,794 Land $75,542 Building $281,252$356,794 Land $75,542 Building $281,252
2023$709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Utah Broadband
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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