286 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 286 Terhune Ave, Passaic, NJ 07055 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,270 sqft · built 1930
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on File
Last Sale	$478,500 (Jan 2007)
Tax Bill	$17,577 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03318-02-00040`

Property Details

APN / Parcel Number

Primary APN	`07-03318-02-00040`
Alternative APN	`0703318B00040`

Interior

Stories	2 Stories
Building Area	3,270 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Location & Zoning

Old Parcel Number	0703318B00040
Street Address	286 TERHUNE AVE
City	PASSAIC
State	NJ
Zip	07055-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3318
Legal Lot Number	40
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2012
Census Tract	175601

Owner

Source: Passaic County and Passaic City records · APN 07-03318-02-00040

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 TERHUNE AVE, PASSAIC, NJ 07055-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2007 · Amount on Record
Deed Sale	Jan 31, 2007 · Amount on Record
Deed Book / Page	1383 / 62
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	286 TERHUNE AVE, PASSAIC, NJ 07055-3350
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031428
Date	Sep 18, 2025
Book Page	M19567/33
Instrument	2025031428

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	286 TERHUNE AVE, PASSAIC, NJ 07055-3350
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024740
Date	Jun 10, 2019
Book Page	M15553/0069
Instrument	2019024740

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 09, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	286 TERHUNE AVE, PASSAIC, NJ 07055-3350
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BROWNSTONE ABSTRACT AND TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023303
Date	May 28, 2020
Book Page	M16176/19
Instrument	2020023303

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Passaic County and Passaic City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,800 (-) Land $171,900 Building $240,900	$412,800 (-) Land $171,900 Building $240,900
2025	$17,577.00 (+3.28%)	$412,800 (+6.45%) Land $171,900 Building $240,900	$412,800 (-) Land $171,900 Building $240,900
2024	$17,019.00 (+12.99%)
2023		$387,800	$412,800 Land $171,900 Building $240,900
2022	$15,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340311756012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 655 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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