286 Sun Swept Dr, Troy, MO 63379 Property Records

Lincoln County property record for 286 Sun Swept Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,038 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,300 (Jul 2018)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-005.013`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-005.013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
Basement Area	2,038 sqft
Unfinished Basement	2,038 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	286 SUN SWEPT DR
City	TROY
State	MO
Zip	63379-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 A & B SUN SWEPT VILLAGE RE-SUBD
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	SUN SWEPT VILLAGE
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1026
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 SUN SWEPT DR, TROY, MO 63379-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20186546
Deed Book / Page	2425 / 158
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	286 SUN SWEPT DR, TROY, MO 63379-3910
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUN SWEPT DR, TROY, MO 63379-3910

Mortgage

Document Number	002479/708
Date	May 20, 2022
Book Page	2479/708
Instrument	2022005448

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	286 SUN SWEPT DR, TROY, MO 63379-3910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/102
Date	Jun 15, 2020
Book Page	2448/102
Instrument	2020006138

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 26, 2018
Property Address	286 SUN SWEPT DR, TROY, MO 63379-3910
Document Number	2425/0158
Book / Page	2425 / 0158
Map Reference	MB12 PG24
Instrument Date	Jul 19, 2018
Instrument	2018006546
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 HWY D HAWK PT, 37, HAWK POINT, MO 63349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUN SWEPT DR, TROY, MO 63379-3910

Mortgage

Document Number	2018006547
Date	Jul 26, 2018
Instrument	2018006547

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	286 SUN SWEPT DR, TROY, MO 63379-3910
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003565
Date	Apr 25, 2017
Book Page	2410/0133
Instrument	2017003565

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,103 (-) Land $7,505 Building $49,598
2025	$3,337.00 (+1.89%)	$57,103 (+8.04%) Land $7,505 Building $49,598	$300,540 (+8.03%) Land $39,500 Building $261,040
2023	$3,275.00 (+4.73%)	$52,856 Land $6,365 Building $46,491	$278,190 Land $33,500 Building $244,690
2022	$3,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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