Warren County property record for 286 Summit Ridge Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,560 sqft · built 1985 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,376 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13/C/6/6/1238 |
| Primary APN | 13/C/6/6/1238 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 4,284 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 3347 |
|---|---|
| Old Parcel Number | 13C 6 61238 |
| Street Address | 286 SUMMIT RIDGE RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-9347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L1238 SHEN SHORES SEC 6 |
| Legal Subdivision | SHENANDOAH SHORES SAN DIST |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20601 |
286 Summit Ridge Rd is owned and occupied by two individuals.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 SUMMIT RIDGE RD, FRONT ROYAL, VA 22630-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 286 SUMMIT RIDGE RD, FRONT ROYAL, VA 22630-9347 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 210008137 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 210008137 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
The 2026 property tax bill for 286 Summit Ridge Rd was $2,376, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,376.00 (+18.8%) | $417,700 (-) Land $49,000 Building $368,700 | |
| 2025 | $2,000.00 (-38.25%) | $417,700 (+28.96%) Land $49,000 Building $368,700 | $417,700 (+28.96%) Land $49,000 Building $368,700 |
| 2024 | $3,239.00 | $323,900 (-) Land $51,800 Building $272,100 | $323,900 (-) Land $51,800 Building $272,100 |
| 2023 | $323,900 Land $51,800 Building $272,100 | $323,900 Land $51,800 Building $272,100 | |
| 2022 | $3,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Summit Ridge Rd in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 103 (1979–2018) |
| Claims Outside the SFHA | 18 of 103 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Summit Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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