286 Summit Heights Dr, Nicholson, GA 30565 Property Records

Jackson County property record for 286 Summit Heights Dr, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,585 sqft · built 2003
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Sep 2016)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026 013`

Property Details

APN / Parcel Number

Primary APN	`026 013`
Alternative APN	`1285`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,585 sqft Heated Area
1st Floor Area	1,585 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Mixed
Garage Area	700 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	175 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1285
Street Address	286 SUMMIT HEIGHTS DR
City	NICHOLSON
State	GA
Zip	30565-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 3 SUMMIT HEIGHTS S/D
Legal Subdivision	SUMMIT HEIGHTS S/D
Legal Lot Number	3
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3037
Census Tract	10500

Owner

286 Summit Heights Dr is owned and occupied by an individual who bought it in September 2016.

Source: Jackson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	286 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage EVERETT FINANCIAL
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2016 · Amount on File
Deed Sale	Sep 20, 2016 · Amount on File
Prior Sale	Mar 22, 2004 · Amount on File
Deed Document Number	20162784
Deed Book / Page	74S / 347
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	286 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3258
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3258

Mortgage

Document Number	00116X0000000079
Date	Sep 4, 2025
Book Page	000000116X/0000000079

Lender

Name	EVERETT FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	286 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3258
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3258

Mortgage

Document Number	00101X0000000032
Date	Apr 18, 2022
Book Page	000000101X/0000000032

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 286 Summit Heights Dr was $2,409 with a homeowner's exemption, down 1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,160 (-) Land $22,000 Building $70,160	$230,400 (-) Land $55,000 Building $175,400
2025	$2,409.00 (-1.03%) Homeowner's exemption	$92,160 (-) Land $22,000 Building $70,160	$230,400 (-) Land $55,000 Building $175,400
2024	$2,434.00 (+31.57%) Homeowner's exemption	$92,160 (+8.94%) Land $22,000 Building $70,160	$230,400 (+8.94%) Land $55,000 Building $175,400
2023	$1,850.00 (-14.59%) Homeowner's exemption	$84,600 (+15.83%) Land $22,000 Building $62,600	$211,500 (+15.83%) Land $55,000 Building $156,500
2022	$2,166.00 Homeowner's exemption	$73,040 Land $22,000 Building $51,040	$182,600 Land $55,000 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Summit Heights Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Summit Heights Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Windstream.

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