Haywood County property record for 286 Spring St, Canton, NC 28716 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2005 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Mar 2009) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8666-09-5702 |
| Primary APN | 8666-09-5702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 1,652 sqft |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Lot Area | 28,967 sqft (0.665 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 271021 |
|---|---|
| Street Address | 286 SPRING ST |
| City | CANTON |
| State | NC |
| Zip | 28716-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 286 SPRING ST #2 |
| Legal Subdivision | J RANDY HERRON |
| Legal Tract | 2 |
| Legal Unit | 2 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 920300 |
Source: Haywood County records · APN 8666-09-5702
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 SPRING ST, CANTON, NC 28716-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jan 06, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2009 · Amount on Record |
| Deed Sale | Mar 23, 2009 · Amount on Record |
| Deed Document Number | 20092644 |
| Deed Book / Page | 756 / 663 |
| Last Transfer Date | Dec 28, 2021 |
| Transfer Doc | 0010521233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 286 SPRING ST, CANTON, NC 28716-5023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 286 SPRING ST, CANTON, NC 28716-5023 |
| Document Number | 0011452244 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 1145/2244 |
| Instrument | 2026000785 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jan 06, 2022 |
| Property Address | 286 SPRING ST, CANTON, NC 28716-5023 |
| Document Number | 0010521233 |
| Book / Page | 1052 / 1233 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022000156 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 SPRING ST, CANTON, NC 28716-5023 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Canton Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,200 (-) Land $24,300 Building $154,900 | ||
| 2025 | $1,144.00 | $179,200 (-) Land $24,300 Building $154,900 | $179,200 (-) Land $24,300 Building $154,900 |
| 2023 | $179,200 Land $24,300 Building $154,900 | $179,200 (-) Land $24,300 Building $154,900 | |
| 2021 | $179,200 Land $24,300 Building $154,900 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879203004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 343 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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