286 Spring Line Dr, Naples, FL 34102 Property Records

Collier County property record for 286 Spring Line Dr, Naples, FL 34102 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 sqft · built 1963
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`087100 J 144A28`

Property Details

APN / Parcel Number

Primary APN	`087100 J 144A28`
Alternative APNs	`12780600006023200J144` `12780600006`

Interior

Stories	1 Story
Building Area	1 sqft Living Area
1st Floor Area	3,545 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	198 ft deep x 104 ft wide
View / Lot	Waterfront
Pool Area	250 sqft
Deck Area	1,899 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	286 SPRING LINE DR
City	NAPLES
State	FL
Zip	34102-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORINGS UNIT 2 BLK J LOT 14 OR 1160 PG 1156
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 2
Legal Tract	087100
Legal Block	J
Legal Lot Number	14
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	302

Owner

Source: Collier County records · APN 087100 J 144A28

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 SPRING LINE DR, NAPLES, FL 34102-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	286 SPRING LINE DR, NAPLES, FL 34102-5053
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 8TH ST S, NAPLES, FL 34102-6113

Mortgage

Document Number	0065222294
Date	Nov 03, 2025
Book Page	6522/2294
Instrument	6747972

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (-13.75%) Homeowner's exemption	$398,675 (-10.76%)	$4,967,640 (-30.04%) Land $4,937,220 Building $30,420
2023	$3,783.00 (-48.87%) Homeowner's exemption	$446,739 (-43.61%)	$7,100,179 (+29.03%) Land $6,944,220 Building $155,959
2022	$7,399.00 Homeowner's exemption	$792,250	$5,502,625 Land $4,994,420 Building $508,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 233 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured 23 under condo master policies
Nearby Flood Claims	143 (1979–2024)
Claims Outside the SFHA	13 of 143
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 56 claims Hurricane Ian, Sep 2022 · 46 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.