Branch County property record for 286 Sprague Rd, Coldwater, MI 49036
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 6.95 acres (302,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $230,000 (Jul 2023) |
| Deeds & Mortgages | Jan 2024 Construction Loan Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-027-100-015-03 |
| Primary APN | 070-027-100-015-03 |
|---|
| Lot Area | 302,742 sqft (6.95 acres) |
|---|
| Street Address | 286 SPRAGUE RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9161 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R2 |
| Legal Description | COM 3745.63 FT N OF S 1/4 COR & TH N 228.17 FT & TH N 89DEG 04MIN 30SEC W 666.73 FT & TH N 89DEG 42 MIN 31SEC W 657.78 FT & |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 E COLON RD, COLDWATER, MI 49036-9718 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage UNION HOME MORTGAGE CORP |
| Jan 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 19, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2004 · Amount on Record |
| Deed Document Number | 20233901 |
| Last Transfer Date | Jan 3, 2024 |
| Transfer Doc | 0202400155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 286 SPRAGUE RD, COLDWATER, MI 49036-9161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 25 PELTON AVE, COLDWATER, MI 49036-1308 |
| Document Number | 0202400409 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024-00409 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 5, 2024 |
| Property Address | 286 SPRAGUE RD, COLDWATER, MI 49036-9161 |
| Document Number | 0202400155 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 2024-00155 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 PELTON AVE, COLDWATER, MI 49036-1308 |
| Name | Verified Name |
|---|---|
| Address | 30 PELTON AVE, COLDWATER, MI 49036-1309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 19, 2023 |
| Property Address | SPRAGUE RD, COLDWATER, MI 49036 |
| Document Number | 0202303901 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023-03901 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 BEECHWOOD LN, COLDWATER, MI 49036-7526 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 103 E COLON RD, COLDWATER, MI 49036-9718 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $17,900 | $35,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Coldwater Board of Public Utilities, Frontier, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures