286 Smithfield Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 286 Smithfield Ave, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,148 sqft · built 1910
Lot Size	0.126 acres (5,491 sqft)
Owner	Individual Name on Record
Last Sale	$587,000 (Sep 2025)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:50 L:1298`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:50 L:1298`
Alternative APN	`501298`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	1,074 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,491 sqft (0.126 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	501298
Street Address	286 SMITHFIELD AVE
City	PAWTUCKET
State	RI
Zip	02860-3442
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Lot Number	1298
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1020
Census Tract	16300

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 SMITHFIELD AVE, PAWTUCKET, RI 02860-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
May 19, 2020	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Book / Page	5246 / 207
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Sep 15, 2025
Property Address	286 SMITHFIELD AVE, PAWTUCKET, RI 02860-3442
Document Number	005246-207
Book / Page	5246 / 207
Instrument Date	Sep 15, 2025
Instrument	73
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SMITHFIELD AVE, PAWTUCKET, RI 02860-3442

Mortgage

Document Number	0000000074
Date	Sep 15, 2025
Instrument	74

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 19, 2020
Property Address	286 SMITHFIELD AVE, PAWTUCKET, RI 02860-3442
Document Number	4518-264
Book / Page	4518 / 264
Instrument Date	May 15, 2020
Instrument	5
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SMITHFIELD AVE # 288, 288, PAWTUCKET, RI 02860-3442

Mortgage

Document Number	6
Date	May 19, 2020
Instrument	6

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (+6.57%)	$413,000 (-) Land $114,800 Building $298,200	$557,239
2024	$5,096.00 (+8.24%)	$413,000 (+48.61%) Land $114,800 Building $298,200
2023	$4,708.00 (+2.17%)	$277,900 (-) Land $66,000 Building $211,900
2022	$4,608.00	$277,900 Land $66,000 Building $211,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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