Grady County property record for 286 Smith Rd, Cairo, GA 39828 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,013 sqft Heated Area |
| Lot Size | 273,121 sqft (6.27 acres) |
| Garage | Carport, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,444.00 (2025) |
| Primary APN | 00690-054-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,013 sqft Heated Area |
| 1st Floor | 1,831 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 144 sqft Utility Area |
| Utility Room | Utility Room |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 273,121 sqft (6.27 acres) |
| Garage Type | Carport Garage |
| Garage Area | 576 sqft Garage |
| Carport | Carport |
| Carport Area | 936 sqft Carport |
| Pool Area | 648 sqft Pool |
|---|---|
| Deck Area | 240 sqft Deck |
| Porch | Open Porch |
| Porch Area | 254 sqft Porch |
| Canopy Area | 288 sqft Canopy |
| Storage Building | 208 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 5570 |
|---|---|
| Old Parcel Number | 00690054 |
| Street Address | 286 SMITH RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-7404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LL 104-DIST 18-LTS 4,5 |
| Legal Subdivision | AC: 4500.00 |
| Legal Lot Number | 4-5 |
| Jurisdiction | GRADY GA |
| Minor Civil Division | CAIRO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 950501 |
Source: Grady County records · APN 00690-054-000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 286 SMITH RD, CAIRO, GA 39828-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 14, 2016 | Deed of Trust, Mortgage THOMAS COUNTY FSLA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME4BANKS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 1977 |
| Deed Sale | Apr 22, 1977 |
| Deed Doc Number | 0000161407 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 286 SMITH RD, CAIRO, GA 39828-7404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000809/754 |
|---|---|
| Date | Nov 14, 2016 |
| Book Page | 809/754 |
| Name | THOMAS COUNTY FSLA |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 01, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 286 SMITH RD, CAIRO, GA 39828-7404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 286 SMITH RD, CAIRO, GA 39828-7404 |
| Document Number | 0000000895/0000000213 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 0000000895/0000000213 |
| Name | PRIME4BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2031 |
Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,444.00 (-20.55%) Homeowner's exemption | $122,856 (+20.43%) Land $16,725 Building $106,131 | $307,140 (+20.43%) Land $41,812 Building $265,328 |
| 2024 | $3,076.00 (+80.41%) Homeowner's exemption | $102,013 (+77.68%) Land $16,725 Building $85,288 | $255,032 (+77.68%) Land $41,812 Building $213,220 |
| 2023 | $1,705.00 (+8.19%) Homeowner's exemption | $57,415 (-) Land $11,286 Building $46,129 | $143,537 (-) Land $28,215 Building $115,322 |
| 2022 | $1,576.00 Homeowner's exemption | $57,415 Land $11,286 Building $46,129 | $143,537 Land $28,215 Building $115,322 |
Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 44th percentile nationally · 39th in Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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