Surry County property record for 286 Smith Ln, Mount Airy, NC 27030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1977 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Sep 2026) |
| Tax Bill | $694 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5030-14-43-2249 |
| Primary APN | 5030-14-43-2249 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,998 sqft (0.505 acres) |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100114533 |
|---|---|
| Street Address | 286 SMITH LN |
| City | MOUNT AIRY |
| State | NC |
| Zip | 27030-8098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LTS 11-13 & 34-36 BK B HAMBURG ADDITION |
| Legal Subdivision | HAMBURG ADDITION |
| Legal Lot Number | 11-36 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | MOUNT AIRY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 930201 |
286 Smith Ln is owned and occupied by an individual who bought it in September 2026.
Source: Surry County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 SMITH LN, MOUNT AIRY, NC 27030-8098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Sep 1, 1988 |
| Deed Document Number | 2026737302 |
| Deed Book / Page | 1991 / 83 |
| Prior Transfer Date | Aug 19, 2011 |
| Prior Transfer Doc | 01375/0729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 25, 2026 |
| Property Address | 286 SMITH LN, MOUNT AIRY, NC 27030-8098 |
| Document Number | 0000737302 |
| Book / Page | 1991 / 83 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026737302 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 SMITH LN, MOUNT AIRY, NC 27030-8098 |
| Document Number | 0000737303, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026737303 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000737304, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 1991/103 |
| Instrument | 2026737304 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
The 2026 property tax bill for 286 Smith Ln was $694, down 5.4% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Mount Airy City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694.00 (-5.45%) | $64,920 (-31.17%) Land $10,000 Building $54,920 | $64,920 (-31.17%) Land $10,000 Building $54,920 |
| 2025 | $734.00 | $94,320 Land $10,000 Building $84,320 | $94,320 Land $10,000 Building $84,320 |
| 2023 | $358.00 | $64,920 Land $10,000 Building $54,920 | $64,920 Land $10,000 Building $54,920 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 286 Smith Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Smith Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fastlink Communications.
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