286 Shoreline Dr, Polson, MT 59860 Property Records

Lake County property record for 286 Shoreline Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,184 sqft · built 2013
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$862,500 (Aug 2019)
Tax Bill	$24,815 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1519243`

Property Details

APN / Parcel Number

Primary APN	`R1519243`
Alternative APNs	`15-3228-04-2-03-05-0000` `0000016075`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
1st Floor Area	1,586 sqft
2nd Floor Area	1,598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	250 ft deep x 103 ft wide
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	1,650 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	568 sqft
Deck Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000016075
Street Address	286 SHORELINE DR
City	POLSON
State	MT
Zip	59860-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04, T22 N, R20 W, C.O.S. 6889, TR B ASSR#0000016075
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	SURVEY NO 6889
Legal Tract	B
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1012
Census Tract	940307

Owner

286 Shoreline Dr is owned by an individual who bought it in August 2019.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4582E KINGWOOD DR, KINGWOOD, TX 77345-2600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2019571795
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Aug 30, 2019
Property Address	286 SHORELINE DR, POLSON, MT 59860-9466
Document Number	571795
Instrument Date	Aug 30, 2019
Instrument	571795
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 RUFUS LN, 102, POLSON, MT 59860-8903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 KINGWOOD DR # 279, 279, KINGWOOD, TX 77345-2639

Mortgage

Document Number	571796
Date	Aug 30, 2019
Instrument	571796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 286 Shoreline Dr was $24,815, up 2.4% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,815.00 (+2.41%)	$2,693,200 (-)
2025	$24,232.00	$2,693,200	$2,693,200 Land $1,462,500 Building $1,230,700
2023	$14,098.00	$1,850,700	$1,850,700 Land $791,800 Building $1,058,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20