286 Senecas Ct, Carson City, NV 89705 Property Records

Douglas County property record for 286 Senecas Ct, Carson City, NV 89705

Property Summary

Property TypeSingle Family Home
Details2,934 sqft · built 2023
Lot Size0.476 acres (20,735 sqft)
OwnerCompany Name on File
Last Sale$230,000 (Aug 2018)
Tax Bill$13,823 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2021 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN1419-03-002-090

Property Details

APN / Parcel Number

Primary APN1419-03-002-090
Alternative APN
  • 141903002049

Interior

Stories1 Story
Building Area2,934 sqft Living Area
Gross Area3,843 sqft
1st Floor Area2,934 sqft
Basement Area200 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area20,735 sqft (0.476 acres)
Garage TypeAttached
Garage Area709 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address286 SENECAS CT
CityCARSON CITY
StateNV
Zip89705-6944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEAR CREEK TAHOE UNIT 2 LOT 336
Legal Range19E
Legal Township14N
Legal Section03
Legal SubdivisionCLEAR CREEK TAHOE UNIT 2
Legal Block1
Legal Lot Number336
JurisdictionDOUGLAS NV
Township / Civil DivisionGENOA-JACKS VALLEY
Census Block Group1
Census Block1015
Census Tract1900

Owner

286 Senecas Ct is owned by a company that acquired it in February 2020.

Source: Douglas County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Apr 15, 2021Deed of Trust, Mortgage · Construction Mortgage
MIDFIRST BANK
Mar 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 28, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
MOUNTAIN AMERICA FCU
Aug 14, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2018 · Amount on File
Deed SaleAug 14, 2018 · Amount on File
Deed Document Number2018918042
Last Transfer DateFeb 18, 2020
Transfer Doc0000943228
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NV
Property Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027575
DateDec 2, 2025
Instrument2025-1027575
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NV
Property Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanySIGNATURE TITLE-ZEPHYR COVE, SIGNATURE TITLE ZEPHYR COVE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065575
DateApr 15, 2021
Instrument2021-965575
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueApr 15, 2051
Interest
Rate TypeAdjustable Rate

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateMar 9, 2020
Property Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Document Number0000943228
Instrument DateFeb 18, 2020
Instrument943228
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address301 CLAREMONT AVE LONG BEACH CA 908031967, LONG BEACH, CA 90803-1967

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateSep 28, 2018
Property Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Document Number0000920243
Instrument DateAug 28, 2018
Instrument920243
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2018
Title CompanySIGNATURE TITLE-ZEPHYR COVE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address720 PRAIRIE ST ST CHARLES IL 601743706, ST CHARLES, IL 60174-3706

Mortgage

Document Number920244
DateSep 28, 2018
Instrument920244
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueSep 27, 2025

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateAug 14, 2018
Property Address286 SENECAS CT, CARSON CITY, NV 89705-6944
Document Number0000918042
Instrument DateJul 9, 2018
Instrument918042
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanySIGNATURE TITLE-ZEPHYR COVE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$897.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 CLAREMONT AVE LONG BEACH CA 908031967, LONG BEACH, CA 90803-1967

Mortgage

Document Number918043
DateAug 14, 2018
Instrument918043
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 13, 2048
Interest
Rate TypeAdjustable Rate
Rate6.37%

Tax Assessment & Valuation

The 2026 property tax bill for 286 Senecas Ct was $13,823, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,823.00 (+3%)$549,441 (+0.36%) Land $175,000 Building $374,441
2025$13,421.00$547,474 Land $166,250 Building $381,224$1,564,211 Land $475,000 Building $1,089,211
2023$8,514.00$329,961 Land $113,750 Building $216,211$942,746 Land $325,000 Building $617,746
2021$237,174 Land $225,000 Building $12,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Senecas Ct in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims43 (1986–2017)
Claims Outside the SFHA7 of 43
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 12 claims
  • Severe Storms And Flooding, Dec 2005 · 8 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Senecas Ct is very high, ranking above 91% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 77% of Nevada
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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