Volusia County property record for 286 Sandoval Dr, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $262,491 (Nov 2020) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4124-12-00-0190 |
| Primary APN | 4124-12-00-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 8006508.0 |
|---|---|
| Street Address | 286 SANDOVAL DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-8798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-14-31 LOT 19 PINELAND PRD SUBDIVISION PHASE 1 MB 60 PGS 113-117 PER OR 7795 PG 3834 PER OR 7829 PG 1721 PER OR 7945 PG |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 24 |
| Legal Subdivision | PINELAND PRD SUB PH 1 |
| Legal Phase | 1 |
| Legal Tract | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 80101 |
Source: Volusia County records · APN 4124-12-00-0190
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 SANDOVAL DR, ORMOND BEACH, FL 32174-8798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 19, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Dec 31, 2019 | Grant Deed, Transfer DHI TITLE/FL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 2020-225541 |
| Deed Book / Page | 7945 / 2973 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 286 SANDOVAL DR, ORMOND BEACH, FL 32174-8798 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 286 SANDOVAL DR, ORMOND BEACH, FL 32174-8798 |
| Document Number | 0084611938 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 8461/1938 |
| Instrument | 2023191205 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Nov 19, 2020 |
| Property Address | 286 SANDOVAL DR, ORMOND BEACH, FL 32174-8798 |
| Document Number | 0079452973 |
| Book / Page | 007945 / 002973 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 225541 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 SANDOVAL DR ORMOND BEACH FL 321748798, ORMOND BEACH, FL 32174-8798 |
| Document Number | 79452974 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 007945/002974 |
| Instrument | 225542 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 286 SANDOVAL DR, ORMOND BEACH, FL 32174-8798 |
| Document Number | 0077953834 |
| Book / Page | 007795 / 003834 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 256901 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,818.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (+16.53%) Homeowner's exemption | $245,662 (+5.99%) | $300,770 (+3.29%) Land $50,000 Building $250,770 |
| 2023 | $3,103.00 (+3.26%) Homeowner's exemption | $231,786 (+3%) | $291,191 (+22.73%) Land $31,000 Building $260,191 |
| 2022 | $3,005.00 Homeowner's exemption | $225,035 | $237,271 Land $31,000 Building $206,271 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270801011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 50 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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