286 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 286 Saco St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1950
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,379 (2023)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:025 L:069`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:025 L:069`
Alternative APNs	`M:025 B:069` `948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,344 sqft
Basement Area	816 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	286 SACO ST
City	WESTBROOK
State	ME
Zip	04092-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	69
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1013
Census Tract	2901

Owner

286 Saco St is owned and occupied by two individuals who acquired it in April 2006.

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 SACO ST, WESTBROOK, ME 04092-2751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2006
Deed Sale	Apr 10, 2006
Deed Document Number	200620891
Deed Book / Page	23837 / 42
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	286 SACO ST, WESTBROOK, ME 04092-2751
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389460236
Date	Dec 1, 2021
Book Page	38946/236
Instrument	85120

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	286 SACO ST, WESTBROOK, ME 04092-2751
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380810329
Date	Apr 16, 2021
Book Page	38081/329
Instrument	27483

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	286 SACO ST, WESTBROOK, ME 04092-2751
Document Number	0347840328
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SACO ST WESTBROOK ME 040922751, WESTBROOK, ME 04092-2751

Mortgage

Document Number	0347840328
Date	Apr 18, 2018
Book Page	034784/000328
Instrument	17280

Lender

Name	FEDERAL EMPS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,379.00 (+10.27%)	$262,500 (+19.64%) Land $98,400 Building $164,100
2022	$3,971.00	$219,400 Land $82,000 Building $137,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 286 Saco St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Saco St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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