286 S Sophie Pl, Eagle, ID 83616 Property Records

Ada County property record for 286 S Sophie Pl, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1995
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7446770370`

Property Details

APN / Parcel Number

Primary APN	`R7446770370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,303 sqft
Upper Floors Area	497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	286 S SOPHIE PL
City	EAGLE
State	ID
Zip	83616-4955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 17 BLK 2 RICKS RIVER RIDGE ESTATES
Legal Range	01E
Legal Township	04N
Legal Section	08
Legal Subdivision	RICKS RIVER RIDGE ESTATES
Legal Block	2
Legal Lot Number	17
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1003
Census Tract	10233

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	286 S SOPHIE PL, EAGLE, ID 83616-4955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 7, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Jul 30, 2026
Property Address	286 S SOPHIE PL, EAGLE, ID 83616-4955
Document Number	0000056506
Instrument Date	Jul 24, 2026
Instrument	202656506
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	286 S SOPHIE PL, EAGLE, ID 83616-4955

Mortgage

Document Number	0000056506,
Date	Jul 30, 2026
Instrument	202656506

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	286 S SOPHIE PL, EAGLE, ID 83616-4955
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150033
Date	Nov 4, 2020
Instrument	2020-150033

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	286 S SOPHIE PL, EAGLE, ID 83616-4955
Document Number	0000076496
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 S SOPHIE PL EAGLE ID 836164955, EAGLE, ID 83616-4955

Mortgage

Document Number	0000076496
Date	Aug 13, 2018
Instrument	76496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2033

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,400 (+2.65%)	$495,400 (+2.65%)
2025	$1,144.00 (-17.28%) Homeowner's exemption	$482,600 (+11.4%)	$482,600 (+11.4%)
2024	$1,383.00 (-22.95%)
2023		$433,200 Land $217,100 Building $216,100	$433,200 Land $217,100 Building $216,100
2022	$1,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, CenturyLink, Verizon.

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